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D,
Thanks for trying the planner and for the comment.
The Additional Withdrawal column shows the net withdrawal that's needed to fund the year's expenses after any Required Minimum Distribution or additional income is factored in.
In the case of a year with a large cash inflow, where "After Tax Income" is bigger than expenses, the "Additional Withdrawal" column is negative to show that there was a net inflow into the portfolio. In other words, instead of a withdrawal from the portfolio, the portfolio was increased (by the negative amount).
As I write this, the explanation sounds a bit confusing. Hopefully it helps. If not, please let me know and I'll try again.
Jim
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