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Hi Dave,
Glad you're still finding the planner helpful.
That column reflects taxes paid on withdrawals from tax deferred investment accounts.
The simulation generally exhausts taxable investments first, then on to tax free, then tax deferred. This is configurable in settings, along with required minimum distributions (RMDs) from tax deferred accounts.
If your plan is robust, it may be that most iterations of the simulation don't dip into tax deferred savings.
The value shown for that column (and most columns) is the median value from the 10k simulation iterations. So if less than 5k of the sim iterations required you to dip into tax deferred funds, you'll see a zero there.
Also, as you're delving into these extended columns, be aware that the values across a row (for a given year) may not be consistent. For example, 'additional withdrawal' + 'taxes on withdrawal' might not exactly equal 'additional with taxes.' This is because these values are medians and each one might actually come from different iteration of the simulation. Usually the values are pretty close, so it looks ok. But every once and a while I'll see what looks like an error and convince myself there's a software bug. Then I re-educate myself about how those medians work.
(For folks following along at home, I'm sure this all sounds madly confusing. The extended output option we're discussing may be a case of me error'ing on the side of providing too much information. I used this view to dump any data I had leftover after the sim run that I thought might possibly be useful or interesting.)
Jim
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