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Neither Random Walk Ventures nor its FlexibleRetirementPlanner.com Website renders legal, investment, accounting, financial planning, or tax advice. The Information and tools on this Website, in the Website’s Forum, and available for download, are provided for education and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The information contained within the FlexibleRetirementPlanner.com Website has been prepared solely for informational purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Any performance data quoted or contained within any tools available on this Website represents either hypothetical or past performance, neither of which is to be interpreted as a guarantee of future result. Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost.  The Information contained in or provided from or through any tools or Forum on this Website is not intended to be and does not constitute financial advice, investment advice, trading advice or any other advice. The Information on this Website and provided from or through the Forum and the Website’s downloadable tools is general in nature and is not specific to you, the User, or anyone else. YOU SHOULD NOT MAKE ANY DECISION – FINANCIAL, INVESTMENT, TRADING OR OTHERWISE – BASED ON ANY OF THE INFORMATION OR TOOLS PRESENTED ON THIS WEBSITE WITHOUT UNDERTAKING INDEPENDENT DUE DILIGENCE AND CONSULTATION WITH A PROFESSIONAL BROKER OR COMPETENT FINANCIAL ADVISOR. You understand that you are using any and all Information available on or through the Website, including all software, tools, and the Website’s Forum, AT YOUR OWN RISK.