Search found 4 matches

by AllenAndrew
Thu Jun 04, 2015 10:21 am
Forum: General questions and comments
Topic: Taxes on Withdrawal
Replies: 8
Views: 5679

Re: Taxes on Withdrawal

Was still having some difficulty understanding your response and then found this thread: "Asset Sequencing Retirement" in one of the forums. The discussion there clarified my issue. I have to say the default of using a 100% cost basis for the taxable portfolio caught me by complete surprise. Somehow...
by AllenAndrew
Wed Jun 03, 2015 11:26 pm
Forum: General questions and comments
Topic: Taxes on Withdrawal
Replies: 8
Views: 5679

Re: Taxes on Withdrawal

Investment Tax Rate - I am struggling with this entry. You wrote ..."To compensate for these cases (low turnover or significant am't of deferred taxes) it may be necessary to reclassify some percent of taxable investments as tax deferred investments". Can you explain phrase in a different way? For e...
by AllenAndrew
Sat Aug 30, 2014 3:43 pm
Forum: Dealing with real world situations
Topic: Cash-value life insurance
Replies: 1
Views: 4501

Re: Cash-value life insurance

I have one way to do it. Right or wrong-someone else can pile on. Whole life policies have fixed premiums, and many policies are designed to allow 'superfunding" - that's my term. Basically it means adding additional $$ to annual premium. Whether you pay only premium or you are superfunding, add the...
by AllenAndrew
Sat Aug 30, 2014 11:42 am
Forum: General questions and comments
Topic: What About Married?
Replies: 2
Views: 3986

Re: What About Married?

Married RMD? i understand how to add income (social security benefits for example), but haven't figured how to account for a separate spousal RMD?