Search found 16 matches

by mallen531
Thu Sep 25, 2014 10:38 am
Forum: General questions and comments
Topic: Historical Runs
Replies: 2
Views: 3276

Re: Historical Runs

Thanks Jim. It a great software package. Sharing your site with many friends!
by mallen531
Sun Sep 14, 2014 7:09 pm
Forum: General questions and comments
Topic: Historical Runs
Replies: 2
Views: 3276

Historical Runs

Jim, Having fun with running different scenarios. I was wondering if there is a way to add/change the column names in the historical run page. I think that it would be beneficial in the print out for the different scenarios if one could see an inflation column associated with each of the runs too? M...
by mallen531
Wed Sep 10, 2014 1:17 pm
Forum: Dealing with real world situations
Topic: Varying Inflation Rates for Expenses
Replies: 10
Views: 13881

Re: Varying Inflation Rates for Expenses

Jim,

Thanks again...your comments really helped! Your software is a powerful tool...lots of options...thanks so much for making it public! I definitely will donate for your time, assistance and your patience! ;)

Mike
by mallen531
Wed Sep 10, 2014 11:52 am
Forum: Dealing with real world situations
Topic: Varying Inflation Rates for Expenses
Replies: 10
Views: 13881

Re: Varying Inflation Rates for Expenses

Jim, Thank you for the feedback. The spending style was: Conservative. I am following you on "today's" dollars. I think that I am getting confused around what you said in your last paragraph, "...you'll see that the $50,000 decreases from year to year. The nominal amount of spending will still be $5...
by mallen531
Wed Sep 10, 2014 10:54 am
Forum: Dealing with real world situations
Topic: Varying Inflation Rates for Expenses
Replies: 10
Views: 13881

Re: Varying Inflation Rates for Expenses

Jim, I set up an annual 3% inflation rate. My settings are as follows: Investing Style-Below Average Risk Annual Retirement Spending-$100K Inflation-Average 3% Inflation Deviation 1% Portfolio return-8% Inflation rate-3% 2% SD I unchecked all expense inputs except SS numbers and ran scenario. Yearly...
by mallen531
Wed Sep 10, 2014 8:32 am
Forum: Dealing with real world situations
Topic: Varying Inflation Rates for Expenses
Replies: 10
Views: 13881

Re: Varying Inflation Rates for Expenses

Thanks Jim.

I appreciate prompt feedback.

Mike
by mallen531
Tue Sep 09, 2014 6:11 pm
Forum: Dealing with real world situations
Topic: Varying Inflation Rates for Expenses
Replies: 10
Views: 13881

Re: Varying Inflation Rates for Expenses

Jim, This is in regards to your reply below changing the inflation rate per year. Over the weekend, I have had the change to get to run a number of scenarios with your program. This expense inflation question is exactly one that I wanted to ask you based upon what I learned using your program. I tri...
by mallen531
Mon Sep 08, 2014 10:41 am
Forum: General questions and comments
Topic: Taxable Annual Savings
Replies: 9
Views: 5698

Re: Taxable Annual Savings

Thanks Jim...I will run a scenario and let you know. Thanks

Mike
by mallen531
Mon Sep 08, 2014 9:28 am
Forum: General questions and comments
Topic: Taxable Annual Savings
Replies: 9
Views: 5698

Re: Taxable Annual Savings

Joined: Sat Sep 06, 2014 2:04 pm Posts: 7 Jim, Following up on my post above about looking at the "detail" data on page 3, "Yearly Simulation Results for scenario..." of print out on my retire at 62 scenario. On the retirement plan information page I had listed $100K for Annual Retirement Income and...
by mallen531
Sun Sep 07, 2014 1:49 pm
Forum: General questions and comments
Topic: Taxable Annual Savings
Replies: 9
Views: 5698

Re: Taxable Annual Savings

Jim, Yes...a scenario at 70 is a great idea...and with this program it should be an easy scenario to run. Yes, you're correct about the spouse claiming first on the other spouse's records...I was using that scenario with me starting retirement at 62, but not claiming until 66 and having my wife star...