Search found 14 matches

by drbrandt1
Wed Dec 04, 2019 1:05 pm
Forum: General questions and comments
Topic: Enhancement to order of portfolio withdrawal
Replies: 1
Views: 2754

Enhancement to order of portfolio withdrawal

I continue using this excellent tool for retirement planning. This year I realized that there is an enhancement that would be helpful in my planning. This is definitely a nice to have, not a must have...although now that I say that my OCD is kicking in, informing me he disagrees about that:) I have ...
by drbrandt1
Fri Dec 19, 2014 10:11 am
Forum: Dealing with real world situations
Topic: Modeling dividend payments
Replies: 2
Views: 6174

Re: Modeling dividend payments

Thanks. Why not leave taxable return as total return and allow for negative taxable account savings in the additional inputs page to reflect the explicit withdrawal of dividends (as opposed to reinvestment)? If this were then combined with the ability to model pulling additional withdrawals needed f...
by drbrandt1
Thu Dec 18, 2014 10:37 pm
Forum: Dealing with real world situations
Topic: Modeling dividend payments
Replies: 2
Views: 6174

Modeling dividend payments

I plan on having significant dividend payments during retirement. I'd like to be able to model these in some fashion. Of course, I could just add them as misc income, but how do I reflect the fact that these monies will be coming from my taxable portfolio? How do I reflect their withdrawal from the ...
by drbrandt1
Thu Dec 11, 2014 5:07 pm
Forum: Dealing with real world situations
Topic: Selectively override order of portfolio withdrawals
Replies: 2
Views: 6142

Re: Selectively override order of portfolio withdrawals

That's a very simple way to do it. It will at least give me a ballpark for modeling. Thanks
by drbrandt1
Thu Dec 11, 2014 3:41 pm
Forum: Dealing with real world situations
Topic: Selectively override order of portfolio withdrawals
Replies: 2
Views: 6142

Selectively override order of portfolio withdrawals

Is there a way to model selectively pulling (say) $10,000 a year from tax deferred investments to fund a portion of retirement over a set number of years? So in this example, instead of starting with taxable investments, you would start with tax deferred for $10,000 and then pull the remainder per t...
by drbrandt1
Thu Dec 04, 2014 3:13 pm
Forum: Dealing with real world situations
Topic: Handling pretax versus after tax deferred tax investments
Replies: 2
Views: 5933

Handling pretax versus after tax deferred tax investments

Prior to retirement, I don't think that there are any modeling differences between pre-tax versus after-tax deferred savings. However, after retirement starts and if you work part time for say $10,000 a year, you would be able to contribute $6500 pre-tax money to your Traditional IRA or the same amo...
by drbrandt1
Wed Nov 26, 2014 6:08 pm
Forum: FRP standalone application
Topic: Why is additional withdrawal not taxed?
Replies: 3
Views: 7505

Re: Why is additional withdrawal not taxed?

Thanks. So if additional withdrawal required from deferred tax investments, this is when the taxes on additional withdrawal column would be populated. correct?
by drbrandt1
Tue Nov 25, 2014 7:13 pm
Forum: FRP standalone application
Topic: Why is additional withdrawal not taxed?
Replies: 3
Views: 7505

Why is additional withdrawal not taxed?

Jim, in the test file I sent you I noted that the additional withdrawal is not taxed (shown in a far right column in the details tab, show more details). Why no tax? Shouldn't the additional withdrawal be from taxable followed by tax deferred (both of which are taxed)?
by drbrandt1
Tue Nov 25, 2014 5:36 pm
Forum: FRP standalone application
Topic: Sensitivity analysis will not run
Replies: 6
Views: 9210

Re: Sensitivity analysis will not run

I changed sensitivity upper range to 66 and it works fine. Thanks