Search found 21 matches

by drbrandt1
Fri Feb 05, 2021 8:08 pm
Forum: General questions and comments
Topic: Output from Goal Seek Minimum Return
Replies: 1
Views: 7076

Output from Goal Seek Minimum Return

The output lists as "-0.6% (0.0%)" What do these 2 numbers refer to? I assume the first means the plan can sustain a negative return of 0.6% and still be successful. What does (0.0%) mean? Also, I set the Goal seek probability of success to 98%, but the outcome of the goal seek run stated ...
by drbrandt1
Wed Jan 27, 2021 9:29 pm
Forum: General questions and comments
Topic: Modeling cash reserve
Replies: 2
Views: 7998

Re: Modeling cash reserve

Logical and relatively simple. What more can I ask for? 😊
by drbrandt1
Wed Jan 27, 2021 9:18 pm
Forum: General questions and comments
Topic: Modeling cash reserve
Replies: 2
Views: 7998

Modeling cash reserve

What's a good way to model my 2-3 year cash reserve? It's earning a whopping 0.5% so it doesn't belong in my taxable savings. Do I just ignore it or is there a better way to handle it?
by drbrandt1
Wed Dec 30, 2020 1:40 pm
Forum: General questions and comments
Topic: Possible to copy Scenario from one frp file to another?
Replies: 3
Views: 8721

Re: Possible to copy Scenario from one frp file to another?

Figured but wanted to ask. It took me all of 10 minutes to do it manually, so it wasn't too painful. Thanks
by drbrandt1
Wed Dec 30, 2020 12:47 pm
Forum: General questions and comments
Topic: Possible to copy Scenario from one frp file to another?
Replies: 3
Views: 8721

Possible to copy Scenario from one frp file to another?

I have a scenario in an older file that I'd like to copy into another newer frp file. The scenario in question has substantial differences, so copying would be great if possible. Thanks in advance for your reply. Doug
by drbrandt1
Wed Dec 16, 2020 4:52 pm
Forum: General questions and comments
Topic: Actual Results versus 2015 Simulation
Replies: 2
Views: 7728

Re: Actual Results versus 2015 Simulation

Yep, that is what I am thinking. Here is the SS actuarial table if that helps.
https://www.ssa.gov/oact/STATS/table4c6.html
by drbrandt1
Wed Dec 16, 2020 9:05 am
Forum: General questions and comments
Topic: Actual Results versus 2015 Simulation
Replies: 2
Views: 7728

Actual Results versus 2015 Simulation

Jim: I've been using your excellent tool since late 2014. On New Year's 2015 I ran a formal analysis based on my financial data at that time and one of the default investing styles for each of my 3 portfolio types. I've done this analysis each year since then and have just now completed my Jan 1, 20...
by drbrandt1
Wed Dec 04, 2019 1:05 pm
Forum: General questions and comments
Topic: Enhancement to order of portfolio withdrawal
Replies: 1
Views: 6170

Enhancement to order of portfolio withdrawal

I continue using this excellent tool for retirement planning. This year I realized that there is an enhancement that would be helpful in my planning. This is definitely a nice to have, not a must have...although now that I say that my OCD is kicking in, informing me he disagrees about that:) I have ...
by drbrandt1
Fri Dec 19, 2014 10:11 am
Forum: General questions and comments
Topic: Modeling dividend payments
Replies: 2
Views: 9951

Re: Modeling dividend payments

Thanks. Why not leave taxable return as total return and allow for negative taxable account savings in the additional inputs page to reflect the explicit withdrawal of dividends (as opposed to reinvestment)? If this were then combined with the ability to model pulling additional withdrawals needed f...
by drbrandt1
Thu Dec 18, 2014 10:37 pm
Forum: General questions and comments
Topic: Modeling dividend payments
Replies: 2
Views: 9951

Modeling dividend payments

I plan on having significant dividend payments during retirement. I'd like to be able to model these in some fashion. Of course, I could just add them as misc income, but how do I reflect the fact that these monies will be coming from my taxable portfolio? How do I reflect their withdrawal from the ...