Flexible Retirement Planner Support Forum

Yup, plugged in all of that. What do you mean by "goal seek" function? All I did was input all that info, zero out the inflation to get a rough idea of future dollar amounts, then hit "RUN". Then I look at "detailed view" and see how much the median portfolio needs to ...

After you do show all, you can then go back in and hide columns one at a time. Also, if you right-click on any cell (not cell header) you'll get a menu that allows you to export the data to an excel spreadsheet where you'll have more flexibility to display the data in whatever way that works for yo...

The income sources aren't shown separately, but you should be able to see RMDs. In the detail view, the top right of the window has a "show more detail" option that adds some extra columns to the table. Also, if you right-click on any column header in the detail view table, you'll see an ...

All of the amounts shown in the planner are adjusted to present value dollars. This means that an amount that exactly tracks inflation won't change from year to year, reflecting that its purchasing power is unchanged. If you set the COLA type to no-cola, in the detailed view table you'll see the am...

Did you plug in all your income streams? Social Security, pensions, etc. And an accurate # for annual expense? Average tax rate? What return rate and inflation rate did you enter? Lot of moving parts here. The "Goal Seek" Function (which I assume you're referring to, since that's the only ...

I have my "Inflation Average" setting on the main planner screen set to 3%. Std Deviation is set to 1% For my two social security streams, I have COLA type set to "Track Inflation." So, the amounts of each payment should rise by 3% per year. However, both on the main planner scre...

I assume the reason the withdrawal rate gets to 15% is because you specified expenses that require that high of a withdrawal in those years. If that high of withdrawal rate is unrealistic, what would you like the simulation to do differently in those years and how should it decide what's reasonable...

The goal seek feature is really useful. But one issue I have is with the "Use Goal Seek to Find retirement portfolio value needed to sustain withdrawals." While the feature "works" in the general sense, it allows the planner to withdraw huge, non-real world percentages of the por...

Right, I understand. But that does not account for the standard deduction (or other deductions or non-taxable income), in this case $27k (rounded). If we set the taxable percent to 100%, and the income tax rate to...whatever, that will give a false amount of tax due, won't it? For example if we say...

The taxable percent is the percent of the income that is subject to taxation. The income amount is multiplied by the taxable percent, then the result is multiplied by the tax rate to calculate the taxes due on the income. The taxes due amount is subtracted from the income to determine the net incom...