Search found 14 matches
- Thu Sep 09, 2021 12:26 am
- Forum: General questions and comments
- Topic: Floating start and end years
- Replies: 3
- Views: 17499
Re: Floating start and end years
Jim, I was excited to see that you added "Retirement Year" with an optional positive or negative offset in the latest version of the software. Any chance that we could have "End of Plan" with an optional negative offset? As noted, this is really necessary to be able to run sensit...
- Sat Feb 15, 2020 10:31 pm
- Forum: General questions and comments
- Topic: What's next?
- Replies: 12
- Views: 30003
Re: What's next?
Jim, I was very excited to see the recent updates to FRP. Can you confirm whether the new version allows for the floating start and end years that I discussed in this thread ? They would be very helpful, particularly for sensitivity analyses involving life expectancy (which can crash if your death y...
- Sun Sep 30, 2018 4:54 pm
- Forum: General questions and comments
- Topic: Change Log
- Replies: 2
- Views: 5410
Re: Change Log
Thanks, Jim. I knew I had seen the release notes before. But I was trying to find them on the website rather than in the software.
- Sun Sep 30, 2018 3:36 pm
- Forum: General questions and comments
- Topic: Change Log
- Replies: 2
- Views: 5410
Change Log
Jim, I notice that you updated the FRP application in September. Is there a change log where I can see what changed between version 4.02.09 to 4.02.15? Thanks.
- Sat Apr 08, 2017 6:52 pm
- Forum: General questions and comments
- Topic: What's next?
- Replies: 12
- Views: 30003
Re: What's next?
Jim, I would love to see the floating start and end years that I discussed in this thread . This would be a big improvement, particularly for sensitivity analyses involving life expectancy (which currently crashes if your death year is less than the dates in your additional inputs). Thanks. Taylor
- Fri May 20, 2016 6:06 pm
- Forum: General questions and comments
- Topic: Difficulty donating
- Replies: 0
- Views: 52523
Difficulty donating
Jim, I really appreciate your efforts in creating FRP, and I would like to donate. Unfortunately, I can't get the payment to go through. I have tried it a couple times on different days this past week. I click the "Support Us" button, enter the amount of my donation, click the "Log In...
- Wed May 18, 2016 8:53 pm
- Forum: Problems installing and running the program
- Topic: Error message: Unable to run simulation because of invalid data in additional inputs
- Replies: 6
- Views: 16652
Re: Error message: Unable to run simulation because of invalid data in additional inputs
In my experience, this error arises when one or more of your additional inputs has a fixed start age or end age that falls outside the range of the simulation; i.e., less than your current age or greater than your life expectancy. This often happens when you do a sensitivity analysis that varies you...
- Sat Apr 23, 2016 1:44 pm
- Forum: General questions and comments
- Topic: Tax-deductible expenses (charitable contributions, mortgage interest)
- Replies: 7
- Views: 11775
Re: Tax-deductible expenses (charitable contributions, mortgage interest)
Eric, since you asked for my input, here is my quick reaction. The deductability of mortgage interest is already very indirectly reflected in the FRP simulation through the income tax rates that you specify. If you estimate your income tax rate by dividing the taxes that you actually owe by your tot...
- Sat Apr 23, 2016 1:23 pm
- Forum: General questions and comments
- Topic: Capital gains - tax treatment
- Replies: 13
- Views: 29622
Re: Capital gains - tax treatment
15% looks suspiciously like the capital gains tax rate. The most important point about the two tax rates in FRP is that they should be the average overall effective tax rate that YOU expect to experience in YOUR plan. It should not the top marginal rate that you are paying or expect to pay. Here ar...
- Sat Apr 23, 2016 12:24 pm
- Forum: General questions and comments
- Topic: Capital gains - tax treatment
- Replies: 13
- Views: 29622
Re: Capital gains - tax treatment
Eric, you're almost there. Your after-tax proceeds in year 10 are $444k - $51k = $393k. Now compute the present value of those proceeds at your assumed 3% inflation rate: $393k / 1.03^10 = $292k. Now input an increase to your taxable savings in year 10 of $292k with a COLA that "Tracks Inflatio...