Search found 4 matches

by ngmoore
Fri Dec 28, 2018 2:28 pm
Forum: Dealing with real world situations
Topic: How to model a typical bear market
Replies: 1
Views: 127

How to model a typical bear market

I love this program. Thanks so much. Luck of the draw - I retire next week and it looks like we are heading into a bear market. I recently read: "Since World War II, bear markets on average have fallen 30.4 percent and have lasted 13 months, according to analysis by Goldman Sachs and CNBC. When that...
by ngmoore
Fri May 04, 2018 10:59 am
Forum: General questions and comments
Topic: in KY 1st $41k of annual IRA withdrawal is not taxed
Replies: 1
Views: 315

in KY 1st $41k of annual IRA withdrawal is not taxed

I love FRP and tell everyone to get it!

I am moving to KY, a retiree-friendly state. SS is not taxed, and the first $41K I withdraw from my retirement accounts each year is also tax free.

The SS is easy enough to add in, but Is there any way to account for the lack of taxes on the $41K?
by ngmoore
Sat Dec 31, 2016 1:51 pm
Forum: General questions and comments
Topic: Gradually diminishing planned expenses
Replies: 2
Views: 1190

Re: Gradually diminishing planned expenses

Ah - so a fixed mortgage payment will appear to cost less over time as inflation creeps in.
Thanks!
by ngmoore
Tue Dec 27, 2016 6:25 pm
Forum: General questions and comments
Topic: Gradually diminishing planned expenses
Replies: 2
Views: 1190

Gradually diminishing planned expenses

Love the program.

Here's my question: Despite assumptions that planned expenses will be stable, the detailed view shows a small reduction in the amount (about .005 of the total) each year. Can you help me understand this?

Thanks.