Search found 7 matches

by JoelAlbert
Mon Mar 27, 2017 8:02 pm
Forum: FRP standalone application
Topic: What's next?
Replies: 12
Views: 11791

Re: What's next?

Jim,

If you are interested, contact me offline to discuss a couple of additional suggestions especially around usability and modeling different scenarios that have minor changes to them.

Joel
by JoelAlbert
Mon Mar 13, 2017 3:24 pm
Forum: FRP standalone application
Topic: What's next?
Replies: 12
Views: 11791

What's next?

Jim,

No secret that I really love this application and it has been a very effective tool in planning my retirement.

So what's coming next? Is there a new release scheduled?

Thanks,

Joel
by JoelAlbert
Tue Feb 28, 2017 12:48 pm
Forum: General questions and comments
Topic: Add Columns in Detail View to Show Pre-Tax Amounts
Replies: 0
Views: 10058

Add Columns in Detail View to Show Pre-Tax Amounts

Jim, I have a suggestion for the next release ... Can you add columns which contain the Pre-Tax numbers (e.g. Income Streams). This is available for RMD calculations but it would be good for the others. I have built a spreadsheet that takes the Detailed View (All Columns) and then re-calculates the ...
by JoelAlbert
Tue Feb 28, 2017 12:42 pm
Forum: General questions and comments
Topic: How are Social Security Benefits Taxed in an FRP Model
Replies: 2
Views: 2376

Re: How are Social Security Benefits Taxed in an FRP Model

Thanks -- I missed this setting in my model.

Joel
by JoelAlbert
Mon Feb 27, 2017 3:05 pm
Forum: General questions and comments
Topic: How are Social Security Benefits Taxed in an FRP Model
Replies: 2
Views: 2376

How are Social Security Benefits Taxed in an FRP Model

I was wondering how the SS Benefits are taxed in an FRP model?

Does it implement the IRS rules?
https://www.irs.gov/uac/your-social-sec ... be-taxable

or just use the Effective Tax Rate you supply?

Thanks

Joel
by JoelAlbert
Wed Jan 25, 2017 4:40 pm
Forum: General questions and comments
Topic: What is Standard Deviation for investment returns?
Replies: 5
Views: 3361

Re: What is Standard Deviation for investment returns?

Jim,

Just to check my understanding as well...

If I enter 4% as the Average and 6% as the std Dev, the Monte Carlo will be simulating returns in a range of -2% to 10% assuming a normal distribution of outcomes.

Is that close to right?

Joel
by JoelAlbert
Thu Jan 12, 2017 12:00 pm
Forum: Dealing with real world situations
Topic: Parameters for Inflation and Portfolio Return
Replies: 0
Views: 12789

Parameters for Inflation and Portfolio Return

All, Like others I really love using this tool and am very great full for the insights it provides. However, I am really struggling with what reasonable numbers are for some key values given today's climate. For instance Inflation Rate % and Std Deviation - I have been using 2.5% with a deviation of...