Search found 8 matches

by pjddjp
Tue Jul 21, 2020 8:44 pm
Forum: General questions and comments
Topic: Is income automatically reinvested?
Replies: 5
Views: 312

Re: Is income automatically reinvested?

Never mind about my last question - sorry - I found the answer on the Help pages: The Investment Tax Rate determines the rate at which each year’s portfolio gains (from taxable investments) will be taxed. The simulation assumes that taxes on all gains in the taxable portfolio are paid in full each y...
by pjddjp
Tue Jul 21, 2020 8:12 pm
Forum: General questions and comments
Topic: Is income automatically reinvested?
Replies: 5
Views: 312

Re: Is income automatically reinvested?

Hi Again,
Really appreciate this application and your support.
Can you tell me, how often does the model assume investments are traded and taxed?
Thanks again,
Danny
by pjddjp
Sat Jul 11, 2020 2:35 pm
Forum: General questions and comments
Topic: Is income automatically reinvested?
Replies: 5
Views: 312

Re: Is income automatically reinvested?

Thank you so much.
by pjddjp
Sat Jul 11, 2020 9:47 am
Forum: General questions and comments
Topic: Is income automatically reinvested?
Replies: 5
Views: 312

Is income automatically reinvested?

Hi,
This may seem like an obvious question, but I can't find anything about it on the help pages.
If I have retirement income that exceeds my spending, is the surplus automatically reinvested at my specified investment return rate & STD?
Congratulations - this program is fabulous.
Thanks!
Danny
by pjddjp
Thu Dec 21, 2017 12:11 pm
Forum: General questions and comments
Topic: Retirement year is now but initial and retirement portfolio values differ
Replies: 8
Views: 5864

Re: Retirement year is now but initial and retirement portfolio values differ

Addendum - On thinking about this more, I realize that I do not understand. If I set my current age to 65 and the retirement age to 63, the "portfolio value at retirement" is still higher than the "initial portfolio value." How can we understand that?!
by pjddjp
Thu Dec 21, 2017 10:46 am
Forum: General questions and comments
Topic: Retirement year is now but initial and retirement portfolio values differ
Replies: 8
Views: 5864

Retirement year is now but initial and retirement portfolio values differ

Dear All, Thank you for this software tool and this nice community. I have set the retirement age to my current age. I would expect the "initial portfolio value" to be the same as the "portfolio value at retirement," but they differ by about $50k (with the latter being higher). Even if I set the ret...