Search found 14 matches

by StayPuft
Tue Aug 18, 2020 12:29 am
Forum: General questions and comments
Topic: When is "current age" calculated?
Replies: 5
Views: 575

Re: When is "current age" calculated?

jimr wrote:
Mon Aug 17, 2020 7:54 am
Sorry, but unfortunately there isn't an option that does this. Everything is always shown in today's value dollars.
No worries. Thanks!
by StayPuft
Sun Aug 16, 2020 8:20 pm
Forum: General questions and comments
Topic: When is "current age" calculated?
Replies: 5
Views: 575

Re: When is "current age" calculated?

I know the planner shows projections in today's dollars. Is there an option where I can see them in future dollars? Just so I can see if I'm on track as the years go by.
by StayPuft
Sun Aug 16, 2020 12:20 pm
Forum: General questions and comments
Topic: When is "current age" calculated?
Replies: 5
Views: 575

Re: When is "current age" calculated?

The planner starts the simulation as of today. The second year of the simulation will be in one year from now and at that time, the planner will assume you just turned one year older. Logically, the planner withdraws any expenses for the year at the start of the year and calculates portfolio gains ...
by StayPuft
Sat Aug 15, 2020 6:33 pm
Forum: General questions and comments
Topic: When is "current age" calculated?
Replies: 5
Views: 575

When is "current age" calculated?

If I just turned 40, I would put that I have $40k saved in my portolio. But, after 11 months have passed by, I'm still 40, but I now have 70k in my portfolio. So, when it asks my current age, at what point in the 12 months that I'm 40 does it calculate things? I could put very different numbers in f...
by StayPuft
Wed Jun 03, 2020 9:17 pm
Forum: General questions and comments
Topic: Custom invest style numbers don't add up for me.
Replies: 2
Views: 682

Re: Custom invest style numbers don't add up for me.

Got it. I think the assumptions about inflation (or lack of) threw off the numbers in the other calculator. Thank you!
by StayPuft
Wed Jun 03, 2020 2:40 am
Forum: General questions and comments
Topic: Custom invest style numbers don't add up for me.
Replies: 2
Views: 682

Custom invest style numbers don't add up for me.

If I set the investing style to "custom", return average to 8%, and return std-dev to 0%, does that calculate the portfolio value at retirement by just multiplying my total annual savings by 8% consistently every year until I retire? I'm confused because when I input my figures into a more simplisti...
by StayPuft
Sun May 31, 2020 1:53 pm
Forum: General questions and comments
Topic: Confused on some column categories
Replies: 9
Views: 1876

Re: Confused on some column categories

Yes, that's what I meant. Thank you for such prompt and thorough responses! Great product!
by StayPuft
Sat May 30, 2020 11:04 pm
Forum: General questions and comments
Topic: Confused on some column categories
Replies: 9
Views: 1876

Re: Confused on some column categories

Ah, okay.

So, if I wanted to arrive at my projected income, I would actually have to increase my "new investments" by my rate of inflation...not just keep it the same year after year.

Correct?
by StayPuft
Fri May 29, 2020 8:48 pm
Forum: General questions and comments
Topic: Confused on some column categories
Replies: 9
Views: 1876

Re: Confused on some column categories

Also, are the numbers adjusted for inflation?

When I look at the "Detailed view" tab, my "new investments" and "planned expenses" figures remain the same throughout the years. But, I would think they would increase along with inflation.

Thanks again!
by StayPuft
Fri May 29, 2020 7:26 pm
Forum: General questions and comments
Topic: Confused on some column categories
Replies: 9
Views: 1876

Re: Confused on some column categories

Great! Thank you! Where would I input my potential social security benefits? I'm not sure if I should input it into the "Annual Retirement Income" box on the "Summary View" page or input in the bottom section of "additional inputs". Is there a difference? Also, if I'm investing into ETFs with a goal...