Search found 13 matches

by goixiz
Mon Nov 23, 2020 12:52 pm
Forum: General questions and comments
Topic: Rates (where to look for averages) ?
Replies: 1
Views: 166

Rates (where to look for averages) ?

Rates ? I realize its an approximation and somewhat a guess but what rates and where to read about it. Inflation average / std Dev = ??? Return Stocks average / std dev = ??? Return Bonds average / std dev = ??? Return international average / std dev = ??? (assume international stocks) Thanks in adv...
by goixiz
Sat Nov 21, 2020 2:50 pm
Forum: General questions and comments
Topic: Creating a drawdown schedule with 90-93% success
Replies: 4
Views: 222

Re: Creating a drawdown schedule with 90-93% success

Thanks for great explanation.

Is it possible to limit the flexible spending range
by goixiz
Sat Nov 21, 2020 10:30 am
Forum: General questions and comments
Topic: Creating a drawdown schedule with 90-93% success
Replies: 4
Views: 222

Creating a drawdown schedule with 90-93% success

I like to use FRP to create a drawdown schedule I am 53 (2020) and retired this year I have the inputs all setup (as far as i know its accurate for investments) , using estimated inflation rate 3%(sd5%) with stable spending i currently @ 85% success rate BUT - I see i have $3.1 million dollars in @ ...
by goixiz
Thu Oct 29, 2020 1:30 pm
Forum: General questions and comments
Topic: Can FRP have multiple portfolios
Replies: 8
Views: 439

Re: Can FRP have multiple portfolios

got it thanks
by goixiz
Thu Oct 29, 2020 12:41 pm
Forum: General questions and comments
Topic: Can FRP have multiple portfolios
Replies: 8
Views: 439

Re: Can FRP have multiple portfolios

Excellent / thank you

So FRP will be using the average returns of stocks / bonds / intl with std dev ... in the additional inputs (overrides the main page settings)
by goixiz
Thu Oct 29, 2020 12:25 pm
Forum: General questions and comments
Topic: Can FRP have multiple portfolios
Replies: 8
Views: 439

Re: Can FRP have multiple portfolios

thank you
Will the stock/bond/intl ratio be still used. i assume no because there are no options in the additional inputs for investing styles
by goixiz
Thu Oct 29, 2020 11:21 am
Forum: General questions and comments
Topic: Can FRP have multiple portfolios
Replies: 8
Views: 439

Re: Can FRP have multiple portfolios

Thank you jimr
What about multiple risks (stocks/bonds/intl) to different taxable/tax def/non tax account? And
How is the return weighted for stocks/bonds/intl
by goixiz
Thu Oct 29, 2020 10:30 am
Forum: General questions and comments
Topic: Can FRP have multiple portfolios
Replies: 8
Views: 439

Can FRP have multiple portfolios

BackGround: Early retired at 53 and expect to live to 94 (healthy and low drawdown 3% (+/-.5%) I have 3 taxable sub portfolios - cash(savings+checking) / CDs / Brokerage @ 50/50 (stocks/bonds). And my Tax deferred is at 70/30 and tax free 85/15. How can i set up the FRP to get more granular details ...