Search found 10 matches

by pacificoast
Wed Jan 10, 2024 7:09 pm
Forum: General questions and comments
Topic: Using FRP During Retirement
Replies: 9
Views: 83417

Re: Using FRP During Retirement

Hi Jim, I probably should have added that my main model has very simple assumptions. First I do not use any standard deviations anywhere. Second my growth rate is set to a flat 5% and 3% inflation (no stnd devs). Also my spending per year is fixed to specific dollar amounts. Therefore I think it wou...
by pacificoast
Wed Jan 10, 2024 3:28 pm
Forum: General questions and comments
Topic: Using FRP During Retirement
Replies: 9
Views: 83417

Re: Using FRP During Retirement

Hi Jim, That's really interesting information, thanks for sharing! As mentioned in my post a couple of days ago, I am one year into my retirement. I was planning to keep all my historical information right in the planner. That is why I asked to fix my retirement year, or starting year of the simulat...
by pacificoast
Wed Jan 10, 2024 3:21 pm
Forum: General questions and comments
Topic: Add parameter for start date
Replies: 4
Views: 90721

Re: Add parameter for start date

Thanks Jim!

Nick
by pacificoast
Mon Jan 08, 2024 1:53 pm
Forum: General questions and comments
Topic: Add parameter for start date
Replies: 4
Views: 90721

Re: Add parameter for start date

Hi Jim, I make no changes to the simulation that I prepared in 2023. So I do keep my retirement age of 61 constant but when I run the simulation in 2024 the first line of my (2023) simulation shows 2024 next to my age (61). When I ran it in 2023 it correctly showed 2023 (Age 61) and the first line r...
by pacificoast
Sun Jan 07, 2024 7:00 pm
Forum: General questions and comments
Topic: Add parameter for start date
Replies: 4
Views: 90721

Add parameter for start date

Hi Jim, Happy New Year! I know you are not really making many modifications these days but I wonder if it would be difficult for you to add a parameter somewhere where we can enter a simulation start date? I retired last year and like to keep a record of what I withdrawals etc. I made in prior years...
by pacificoast
Wed Jan 11, 2023 6:29 pm
Forum: Problems installing and running the program
Topic: How to resolve Mac File Open or Save Issues
Replies: 8
Views: 127954

Re: How to resolve Mac File Open or Save Issues

Hi Beach58, I recently upgraded my MacBook Pro (Intel) to Big Sur and now see that Java has renamed System/Library/CoreServices/Java Web Start.app to System/Library/CoreServices/JavaLauncher.app I already have frp.jar in my user folder and confirmed that I still had to follow my prior instructions a...
by pacificoast
Sun Jan 23, 2022 9:21 pm
Forum: Problems installing and running the program
Topic: How to resolve Mac File Open or Save Issues
Replies: 8
Views: 127954

How to resolve Mac File Open or Save Issues

Hi there, After recently updating my Mac to Catalina I ran into an issue opening or saving FRP files too. Having reviewed other solutions here and elsewhere none of them worked for me so I thought I'd post my resolution: - Go to System Preferences, Security & Privacy, then the Privacy Tab - Clic...
by pacificoast
Mon Jun 07, 2021 4:06 pm
Forum: General questions and comments
Topic: Order for Withdrawals
Replies: 7
Views: 18557

Re: Order for Withdrawals

That's awesome Jim. Thanks so much!

I'll give the Beta a try.

Nick
by pacificoast
Mon May 24, 2021 7:57 pm
Forum: General questions and comments
Topic: Order for Withdrawals
Replies: 7
Views: 18557

Re: Order for Withdrawals

jimr wrote: Mon May 24, 2021 4:59 pm maybe you could substitute the tax free portfolio for the taxable portfolio and lower the average rate of return (just on that portfolio) to account for the tax drag on the return.
Great idea Jim, I’m not using the tax-free portfolio so I’ll give this a go.

Thanks! Nick
by pacificoast
Mon May 24, 2021 1:19 pm
Forum: General questions and comments
Topic: Order for Withdrawals
Replies: 7
Views: 18557

Order for Withdrawals

Hi Jim, Fantastic tool - thanks for all that you do. I was wondering whether it would be possible for you to add an additional option or change the way the user can select the "order for withdrawals" in the settings. I'd really like to have an option to pull from tax-deferred 1st, then tax...