Flexible Retirement Planner Support Forum

ah thanks, wouldn't it be 100% in most cases for Roth conversions? if you paid to a 401(k) or IRA pre-tax, then the "basis" is 0% or 100% taxable regardless of whether it came from contributions or growth

The idea here is that the taxable portfolio is carried at a 100% cost basis, so gains are taxed as they happen and withdrawals are tax-free. I was coming in to ask how you take the cost basis into account, as I wasn't sure how to parse this form the FAQ The Investment Tax Rate determines the rate a...

New user here, someone pointed me here from the Boglehead forums, and I must say I am very impressed, it is pretty straightforward but really easy to configure, for example, I quickly figured out how to change RMDs to 75 and how to plan for a one time larger expense to buy an RV. I'm still not 100% ...