Flexible Retirement Planner Support Forum

I'm not a Linux savant by any means, but I thought I'd give FRP a try on my Ubuntu 24.04 dual-boot (Windows or Linux) laptop. By the way, this has Java installed by default, so I didn't have to do anything to get Java. I got the download for Mac/Linux, that was easy. I tried double-clicking on the l...

However, my question still stands. The probability produced by the model is predicated on a return that is at the 10th percentile EVERY YEAR. So, something that only occurs 10% of the time would occur every year for the life of the plan ( in my case, 30 years). What are the odds that something that...

FRP creates a probability of success (having a positive bank balance at plan's end) based on the worst case analysis - that is, the the plan balance in the Bottom 10% column. Because you're creating that bottom 10% each year, that means every year for, let's say 30 years, the plan's return is essen...

I was planning to keep all my historical information right in the planner. That is why I asked to fix my retirement year, or starting year of the simulation. I'm assuming I can just adjust each year that passes with actuals and have the planner recalculate the future years. Do you see any issues wi...

Thank you Jim !

If I specify a time period in the planner, let's say a 30 year plan length age 65 to age 95, what does this really mean? Doesn't that carry me right until my 96th birthday? Why would I think that? Because 65 would specify the year from the moment I turn 65 and then the entire year following, until t...

Thanks. So here is a strange thing, not a question, but an observation... Flexible and Conservative aren't much different from each other for my inputs. But Stable is very different, lower Probability of Success for the same Annual Retirement Spending, as expected. This is very useful. I find the FR...

I forgot a line... is this OK? ============================================================================= Portfolio grew last year (real), Portfolio grew since inception (real), Budget for next year YES, YES >= 2, Get 2 x COLA YES, YES < 2, Get 1.25 x COLA YES, NO, Get 1x COLA NO, YES, Get 1x COL...

OK the image of the table didn't post... I'm just checking to make sure all of my budgeting rules are OK. Thanks. ============================================================================= Portfolio grew last year (real), Portfolio grew since inception (real), Budget for next year YES, YES >= 2, ...

I'm a person who likes to see decision rules in a table. Is this a correct representation of the flexible spending policy? Thank you.