Flexible Retirement Planner Support Forum

My thinking was to put unused, after-tax rmd funds into my Roth. However there are 2 IRS rules that prevent me from doing so. 1) The yearly amount that can be put into a Roth (outside a Roth conversion) can be no greater than the amount of our yearly earned income - which for us is $0. 2.) The yearl...

Thanks for your reply. By putting the excess into a taxable account gains are taxed. But If the excess was put into a Roth the gains would be protected, correct? How can I do this? Any wor-around workflow?
Thanks

Hi Apologies in advance if I have missed this info somewhere else in the site. If so, please refer me ruthlessly to the correct spot. :) My question is: When modeling RMD distributions, RMD distributed $$ are first used to fund expenses, correct? Then from my limited understanding it appears any exc...

Hello Really like your planner. I've been trying to match output of a simple case where a $100 tax deferred starting portfolio (A) returns 10%/year. Social security is $10/year. No inflation, no taxes, no standard deviations. No other inputs are active. Spending policy is stable. My proposed equatio...