Flexible Retirement Planner Support Forum

Hi Ochotona, Thanks very much for your reply. I was using hyperbolic language so let me clarify my question. You correctly state that my description of the 10th percentile as worst case is wrong. However, my question still stands. The probability produced by the model is predicated on a return that ...

Hi Jim, I do have a follow up question: FRP creates a probability of success (having a positive bank balance at plan's end) based on the worst case analysis - that is, the the plan balance in the Bottom 10% column. Because you're creating that bottom 10% each year, that means every year for, let's s...

That makes sense. Thanks very much.

Hi Jim, I have been reading with interest your posts about using FRP during retirement. I like your approach to update the model every year with current information, assumptions, return rates, etc. My question is: Do you update the anticipated withdrawals to account for the inflation rate for the pr...