Flexible Retirement Planner Support Forum

I think I have answered my own question. I had the spending policy set to flexible, and the percent of expenses funded is higher with the tax-free portfolio. Changing to spending policy stable better reflects what I expect to happen.

THanks for a great tool. Good for hours of fiddling .

I don't have any Roth accounts or otherwise tax-free portfolio, so I am trying to use that field to track home equity. I set the investment growth to a number that reflects my mortgage payments and standard deviation of zero. This, I think, should model it as just inflation-adjusted with no apprecia...