Flexible Retirement Planner Support Forum

Thanks for the kind words, congrats on your retirement, and good luck as your plan unfolds.

For question 1, if I understand you right, you'll want to leave the main page input blank. The cash flow inputs on the main input page are sort of pre-filled shorthand ways to enter common additional inputs cash flows. For example, inside the simulation, the "Annual Retirement Spending" lo...

You can do this in the upper table of the additional inputs window. Select the "Portfolio Return" rate type, put in a start and end year from the drop down boxes, then enter a return and standard deviation for the range of plan years indicated. The table doesn't use the named investing sty...

Thanks for the kind words and for detailing out the buckets suggestion. Unfortunately, this is unlikely to be something I'll get done because of how major a change it'd be to the core simulation code and how reluctant I am to muck with that code at this stage in its lifecycle. That core code is near...

To be completely honest, it's been so long since I've looked at that spreadsheet that I'm just not sure. I know for sure that using cut, insert, and delete in the input sheet messes with the formulas on the main sheet. It seems like sorting shouldn't be a problem but I can't be sure. If you need to ...

This request would certainly be theoretically possible to implement, but to be honest it'd be a somewhat narly rewrite at the heart of the simulation withdrawal logic and at this point in the product's lifecycle, I'm not too keen on messing with that part of the code and risking introducing bugs.

Yes. That's correct. Also, in addition to federal taxes, the rates should cover any state or local income taxes you expect to have to pay.

Hi Jeff,

Thanks for your support and sorry you didn't get the key.

I'm not sure what could have happened to the email with the key, but I resent it from my personal email address, just in case emails from FRP's domain weren't able to get through to you.

Jim

Thanks for the kind words from both of you. It's always great to hear feedback that people are finding the tool useful.

Best,

Jim

It actually needs to withdraw more than $120k in order to cover the taxes on the $20k extra withdrawal needed to cover the taxes due on the $100k - and so on, and so on... You can see this in the detailed view table if you select the "show more details" radio button, then right-click on an...