Flexible Retirement Planner Support Forum

Wow. Very good catch. I made this change recently to avoid confusion since the original behavior was somewhat counter-intuitive. Thanks for pointing this out so this thread stays current. From the release notes (Program Menu bar, Help->Release Notes...) 01/14/2020 04.03.02 Updated embedded jave runt...

Taylor, Unfortunately, this latest release was mostly just maintenance stuff along with the changes for to support the SECURE Act, so I didn't get to your suggestion for floating start and end years. At this point, I'm mostly in maintenance mode with this code and don't have plans for new functional...

Got it. This is not something that a Monte Carlo simulation can handle well. The reason is that the Monte Carlo method attempts to optimize a set of stochastically varying inputs to find a result that yields a very high probability of success (say 90% or more). Optimizing with a goal to have a zero ...

Using an extra income cash flow to track an expense going away seems like a roundabout way to handle that. If I'm understanding you correctly, it might be clearer to deduct the annual mortgage amount from your overall annual retirement expenses, then trck the mortgage expense separately using an "ot...

I'm not sure if this might help for this particular issue, but I heard from another user with file permission problems on Catalina and they reported that the following steps fixed their issue: - Went to Settings/Java Control Center/General - Temporary Internet Files - clicked View - Clicked on Flexi...

Thanks for posting these details about the challenges you ran into trying to model your plan and the great workarounds you've come up with. I'm sure others faced with these same challenges will be glad when they find your post. Your suggestion to add a tax rate to each additional inputs income cash ...

Thanks for this feedback.

I can't make any promises but it doesn't sound like too tough of a change. I'll put it on the list of requested changes and may get to it, especially if I have to dig into that code again.

The best way to try to model a more constant withdrawal is to either set expenses based on trial and error or activate the goal seek feature in settings. With goal-seek, you can set the probability of success to your target value and the planner will try to find the maximum withdrawal amount that st...

First, the latest standalone version (04-03-02) let's you adjust the RMD start age. If you have the latest version, you should see that option in settings. The download page is here: https://www.flexibleretirementplanner.com/wp/download/ The spending adjustment multiplier controls how fast "percent ...

I'm not sure if this could be the problem, but for Catalina, you can enable file system access for Java by going to General Settings -> Security & Privacy -> Privacy From there, add add permission for the program "Java" to access to the folder where you store your frp files. I have heard from other ...