Search found 465 matches

by jimr
Thu Jan 03, 2019 3:11 pm
Forum: General questions and comments
Topic: Any way to add a memo per scenario?
Replies: 3
Views: 53

Re: Any way to add a memo per scenario?

Thanks for the heads up on this. The redirect for that URL wasn't working correctly.

It should work now.
by jimr
Thu Jan 03, 2019 1:04 pm
Forum: General questions and comments
Topic: Any way to add a memo per scenario?
Replies: 3
Views: 53

Re: Any way to add a memo per scenario?

Unfortunately the scenarios don't support a memo field. It's a good idea and I'll make a note to look at adding that if I'm in that area of the code. In the mean time, you can put a lot of detail in the scenario name. Having a name with over 40 characters and spaces is allowed. One of the example sc...
by jimr
Fri Dec 28, 2018 2:35 pm
Forum: Dealing with real world situations
Topic: How to model a typical bear market
Replies: 1
Views: 41

Re: How to model a typical bear market

It sounds to me like you've got the right idea with the approach you're taking. Plugging in that -30% first year's return would hypothetically cover first 12 months of the bear market. You could add another 1-year return entry with 0% return (and 0 std dev), or you could model the market drop with 2...
by jimr
Mon Nov 19, 2018 4:55 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Inflation affect On SD
Replies: 3
Views: 1148

Re: Inflation affect On SD

Yes, if inflation standard deviation is non-zero, the inflation rate can may up being negative and the simulation logic will handle it. Keep in mind that the simulation varies the inflation rate and portfolio return independently and this may not be an accurate representation of how these variables ...
by jimr
Sun Nov 11, 2018 6:24 pm
Forum: General questions and comments
Topic: Maximum life expectancy/RMD age/Tax rates
Replies: 1
Views: 192

Re: Maximum life expectancy/RMD age/Tax rates

I'd have to investigate whether there would be any ramifications to changing the max age. It should be just a simple change, but the problem is that I need to allocate memory for several of the simulation variables for the maximum plan length times the maximum number of simulation iterations. That's...
by jimr
Fri Nov 09, 2018 1:00 pm
Forum: Dealing with real world situations
Topic: Withdrawals option
Replies: 2
Views: 212

Re: Withdrawals option

There isn't a straightforward way to accomplish this. As a workaround, you may be able to roughly approximate what you want by using negative savings cashflows from one of the three portfolio types. The program logic doesn't prevent you from entering negative amounts for Taxable, Tax Deferred, and T...
by jimr
Thu Nov 08, 2018 7:07 pm
Forum: General questions and comments
Topic: Basic question about the Detailed View Table
Replies: 11
Views: 1906

Re: Basic question about the Detailed View Table

For total portfolio value, I save off the actual median value. However, the fact that the total portfolio median was different from the sum of the medians for the three subportfolios caused some people to be concerned and I ended up just displaying the sum of the three medians rather than the actual...
by jimr
Thu Nov 08, 2018 6:36 pm
Forum: General questions and comments
Topic: Bug or did I change something by mistake?
Replies: 2
Views: 108

Re: Bug or did I change something by mistake?

This isn't an issue anyone else has mentioned, but anything is possible. It is software after all. Probably the best way to handle this would be if you could email the .frp file to me the next time it exhibits the problem, along with an explanation of exactly what isn't working the way you expect. I...
by jimr
Wed Oct 31, 2018 11:03 pm
Forum: General questions and comments
Topic: Basic question about the Detailed View Table
Replies: 11
Views: 1906

Re: Basic question about the Detailed View Table

The median RMD is the actual median RMD from the 10,000 iterations. It's directly mapped to the tax-deferred portfolio value, but only indirectly mapped to the total portfolio value (assuming taxable and/or taxfree are non-zero). The total withdrawal amount is also the actual median value. For most ...
by jimr
Tue Oct 30, 2018 7:04 pm
Forum: General questions and comments
Topic: Basic question about the Detailed View Table
Replies: 11
Views: 1906

Re: Basic question about the Detailed View Table

The short answer to your question is that I was a bit lazy when I wrote that code. The code where that's calculated only had access to the yearly ending portfolio value, not the starting value. To avoid triggering an out of bounds access error, it checks to see if it's the first year or not. If it's...