Flexible Retirement Planner Support Forum

Hi Jack, That would be a good feature to have but it'd be kind of tough to pull off in terms of the coding and it's not too likely that I'll get to it at this late stage in the program's lifecycle. Still, your post provides good documentation of the feature request just in case I (or someone else in...

The floor is there for all simulation iterations (paths), not just the ones that failed. What's likely happening is that out of the 10,000 simulation paths, at least half of them end up touching the spending floor, so the median expenses funded (in any given year) gets reported as 95%. That doesn't ...

Bumping for version 04.04.03 Release
- Changed detailed view tbl to not show a negative median withdrawal when income>expenses.
- Updated jre to latest version.
- Updated copyright notice.

Thanks for the kind words, congrats on your retirement, and good luck as your plan unfolds.

For question 1, if I understand you right, you'll want to leave the main page input blank. The cash flow inputs on the main input page are sort of pre-filled shorthand ways to enter common additional inputs cash flows. For example, inside the simulation, the "Annual Retirement Spending" lo...

You can do this in the upper table of the additional inputs window. Select the "Portfolio Return" rate type, put in a start and end year from the drop down boxes, then enter a return and standard deviation for the range of plan years indicated. The table doesn't use the named investing sty...

Thanks for the kind words and for detailing out the buckets suggestion. Unfortunately, this is unlikely to be something I'll get done because of how major a change it'd be to the core simulation code and how reluctant I am to muck with that code at this stage in its lifecycle. That core code is near...

To be completely honest, it's been so long since I've looked at that spreadsheet that I'm just not sure. I know for sure that using cut, insert, and delete in the input sheet messes with the formulas on the main sheet. It seems like sorting shouldn't be a problem but I can't be sure. If you need to ...

This request would certainly be theoretically possible to implement, but to be honest it'd be a somewhat narly rewrite at the heart of the simulation withdrawal logic and at this point in the product's lifecycle, I'm not too keen on messing with that part of the code and risking introducing bugs.

Yes. That's correct. Also, in addition to federal taxes, the rates should cover any state or local income taxes you expect to have to pay.