Flexible Retirement Planner Support Forum

Thanks for the heads up on this. The redirect for that URL wasn't working correctly.

It should work now.

Unfortunately the scenarios don't support a memo field. It's a good idea and I'll make a note to look at adding that if I'm in that area of the code. In the mean time, you can put a lot of detail in the scenario name. Having a name with over 40 characters and spaces is allowed. One of the example sc...

It sounds to me like you've got the right idea with the approach you're taking. Plugging in that -30% first year's return would hypothetically cover first 12 months of the bear market. You could add another 1-year return entry with 0% return (and 0 std dev), or you could model the market drop with 2...

Yes, if inflation standard deviation is non-zero, the inflation rate can may up being negative and the simulation logic will handle it. Keep in mind that the simulation varies the inflation rate and portfolio return independently and this may not be an accurate representation of how these variables ...

I'd have to investigate whether there would be any ramifications to changing the max age. It should be just a simple change, but the problem is that I need to allocate memory for several of the simulation variables for the maximum plan length times the maximum number of simulation iterations. That's...

There isn't a straightforward way to accomplish this. As a workaround, you may be able to roughly approximate what you want by using negative savings cashflows from one of the three portfolio types. The program logic doesn't prevent you from entering negative amounts for Taxable, Tax Deferred, and T...

For total portfolio value, I save off the actual median value. However, the fact that the total portfolio median was different from the sum of the medians for the three subportfolios caused some people to be concerned and I ended up just displaying the sum of the three medians rather than the actual...

This isn't an issue anyone else has mentioned, but anything is possible. It is software after all. Probably the best way to handle this would be if you could email the .frp file to me the next time it exhibits the problem, along with an explanation of exactly what isn't working the way you expect. I...

The median RMD is the actual median RMD from the 10,000 iterations. It's directly mapped to the tax-deferred portfolio value, but only indirectly mapped to the total portfolio value (assuming taxable and/or taxfree are non-zero). The total withdrawal amount is also the actual median value. For most ...

The short answer to your question is that I was a bit lazy when I wrote that code. The code where that's calculated only had access to the yearly ending portfolio value, not the starting value. To avoid triggering an out of bounds access error, it checks to see if it's the first year or not. If it's...