Flexible Retirement Planner Support Forum

If you set a value for inflation on the main page, it will apply to all years of your plan. So there isn't a need to enter it in additional inputs, unless you want the rate to be different in some years. You can verify that the inputs are what you expect in the detailed view table after you click ru...

Making adjustments to tax rates in additional inputs may add more fidelity to your plan as long as you can make decent estimates of your true average tax rates under the various circumstances. There's probably a good risk of falling into a trap where the risk of estimation errors is greater than the...

Hello and thanks for your question. The latest version of the planner is 04.04.01 and it uses the new 2022 IRS distribution table for RMDs as defined by the SECURE Act. It also lets you configure RMD Start Age in settings, so you can set it to whatever value fits your situation best. You can check y...

Re: Portfolio value, the simulation shows today's mean portfolio value and the mean portfolio value in any given future year on a comparable basis in current dollar, i.e., the both today's and any future mean portfolio value represent accumulated wealth in terms of today's purchasing power (subject...

These can also be set in additional inputs in the rate able (rate table is on top, cash flow table is on the bottom).

The planner isn't set up to track individual investment accounts or asset classes. The investment style (or custom avg return/std dev) should be configured so to represent the expected risk/return of your overall blended portfolio, including any cash you hold in your portfolio. I haven't researched ...

That's the latest version. You can check the latest version by going to this page: https://www.flexibleretirementplanner.com/wp/download/ While on that page, hover over either of the download buttons. Your browser status bar (usually on the lower left of the window) will show the file path of the do...

The return input is nominal. So in your example, it's a 2% inflation adjusted return.

The program's withdrawal logic has been expanded a few times over the years, but that code is pretty deep in the weeds and I'm unlikely to mess with it again this late in the program's lifecycle. I really don't want to change anything that could introduce new bugs that destabilize the core simulatio...

Thanks for letting me know. It should be working now.