Flexible Retirement Planner Support Forum

Glad to hear it worked. Thanks for posting because this is something that could easily trip up other early retirees.

My guess is that the difference has to do with penalties on early withdrawals from the tax free portfolio. From the screenshot, it looks like you're set up to retire at 55. By default, any tax deferred or tax free withdrawals made before age 60 are subject to a penalty. You can configure the penalty...

I can understand that it might be better to be able to show your actual retirement age with that input. However, the simulation doesn't know about years that have already passed and that's why it's saying the retirement age can't be less than current age. The technical reason this check was added is...

The planner begins adjusting all amounts for inflation from the start of the plan, not from the start of retirement. So there's no need for any manual inflation adjustments.

Thanks. Looks like it needs another restore. It should be back soon.

Ever since I switched to a new inmotion hosting plan this seems to be happening a lot more, but I really don't really know what the cause of it is.

I usually run a handful of sort of "roughed in" scenarios, each with different withdrawal amounts and maybe some other assumptions. Then I look at the prob of success for each scenario. For withdrawal amounts, I tend to use round numbers, so instead of $206k, maybe 180k, 200k, 220k, etc. I...

All the amounts in that table are shown in present value dollars, so an amount staying the same from year to year is exactly keeping up with inflation. A decreasing amount is an amount that isn't keeping up with inflation and an increasing amount is growing at a rate greater than inflation.

Actually, scratch that last question. The way the net withdrawal is reported when income is greater than expenses is dependent on whether RMDs are happening. If RMDs are not happening, the net withdrawal shows as 0, if RMDs are happening, the net withdrawal shows as the net amount that gets added to...

Deleted. Please see below.

One suggestion is to play around with the other settings to see anything gets you closer to what you're looking for. A few things you might try: 1) set a higher probability of success for goal seek (maybe 95%?) 2) Try adjusting the spending policy floor and ceiling values (maybe 90% floor, 100% ceil...