Flexible Retirement Planner Support Forum

Additional withdrawal is the amount that needs to be withdrawn from the portfolio to fund expenses after retirement income and rmd withdrawals are taken into account. Additional withdrawal with taxes adds in any taxes on the withdrawal in cases where the withdrawal was made from the tax deferred por...

What do you do on your mac to launch the app? Specifically, do you launch frp.jar or do you click on a .jnlp file?

Thanks for the heads up. It should be working now, but let me know if you're still having trouble.

Jim

The amounts in the detailed view table are all shown in present value dollars (adjusted for inflation). That means that if an amount stays the same from year to year, it is exactly keeping up with inflation. If the amount decreases from year to year, it isn't keeping up with inflation and is losing ...

As long as you enter the COLA type (in additional inputs) as track inflation, it will adjust the value for inflation between now and when it starts. I'm not positive exactly what that SS estimate reflects in terms of inflation. My guess is that the $4000 amount represents today's value dollars and t...

I'm not in the financial advising business, so I can't really say what exactly you should do. What I usually do personally is to check things out at the start of each new year. That's basically good enough for me unless some change comes up mid year that I want to explore (say like a bad market cras...

I have to admit this one threw me for a loop. I was able to reproduce what you're seeing on my end and at first I thought you'd uncovered a bug in a feature that's been in the code base for over 15 years. It's been so long since I've looked at that code that I had basically forgot what it was trying...

The upgrade replaces the old version. Your plan data is stored in a file (or multiple files) on your computer which isn't impacted by the upgrade, The first time you saved your inputs, the program would have brought up a file browser so you could save the file where you want it with the name you cho...

It might be interesting to use sensitivity analysis to vary the investment tax rate, perhaps between an unrealistically low rate and an unrealistically high rate. This would give you at least a rough idea of how much the imprecision in investment tax handling might impact the plan's overall results.

But when I will model my retirement, most of the money in the taxable account is not taxable since it was the original investment. Only the gains are taxed, and they are only taxed at a %, and then basically taxed as income. The model carries the taxable portfolio at a 100% cost basis throughout th...