Search found 871 matches

by jimr
Sat Mar 15, 2025 9:37 pm
Forum: General questions and comments
Topic: Modeling Taxes on Taxes?
Replies: 1
Views: 14968

Re: Modeling Taxes on Taxes?

It actual needs to withdraw more than $120k in order to cover the taxes on the $20k extra withdrawal needed to cover the taxes due on the $100k - and so on, and so on... You can see this in the detailed view table if you select the "show more details" radio button, then right-click on any ...
by jimr
Wed Feb 19, 2025 7:00 pm
Forum: General questions and comments
Topic: Difference bet annual ret income and annual ret spending
Replies: 2
Views: 9461

Re: Difference bet annual ret income and annual ret spending

The annual retirement income field on the main planner page assumes the income starts at the age you set and ends at the end of the plan. That input also comes with a built-in assumption that the income is adjusted annually to keep up with inflation. Also, it's assumed that the entire income amount ...
by jimr
Thu Feb 13, 2025 6:27 pm
Forum: General questions and comments
Topic: Why is income not increasing with COLA settings/inflation
Replies: 6
Views: 13313

Re: Why is income not increasing with COLA settings/inflation

After you do show all, you can then go back in and hide columns one at a time. Also, if you right-click on any cell (not cell header) you'll get a menu that allows you to export the data to an excel spreadsheet where you'll have more flexibility to display the data in whatever way that works for you.
by jimr
Thu Feb 13, 2025 5:48 pm
Forum: General questions and comments
Topic: Why is income not increasing with COLA settings/inflation
Replies: 6
Views: 13313

Re: Why is income not increasing with COLA settings/inflation

The income sources aren't shown separately, but you should be able to see RMDs. In the detail view, the top right of the window has a "show more detail" option that adds some extra columns to the table. Also, if you right-click on any column header in the detail view table, you'll see an o...
by jimr
Thu Feb 13, 2025 5:18 pm
Forum: General questions and comments
Topic: Why is income not increasing with COLA settings/inflation
Replies: 6
Views: 13313

Re: Why is income not increasing with COLA settings/inflation

All of the amounts shown in the planner are adjusted to present value dollars. This means that an amount that exactly tracks inflation won't change from year to year, reflecting that its purchasing power is unchanged. If you set the COLA type to no-cola, in the detailed view table you'll see the amo...
by jimr
Sat Jan 04, 2025 2:02 pm
Forum: Problems installing and running the program
Topic: erratic results on unabled-enabled Additional Inputs
Replies: 3
Views: 25522

Re: erratic results on unabled-enabled Additional Inputs

The first thing I'd suggest is to review the year-by-year detailed results table to make sure the program is doing what you think it is. In that view, you can select the "show more detail" radio button on the top right of the disply. Further, if you right-click on any column header, you'll...
by jimr
Mon Dec 30, 2024 1:01 pm
Forum: General questions and comments
Topic: Dollars or pounds sterling
Replies: 2
Views: 12662

Re: Dollars or pounds sterling

Yeah, that's purely a system config thing and it doesn't affect any calculations made by FRP. In fact, FRP doesn't even know what symbol actually gets displayed there. It's all done between the OS and Java.

Have you tried rebooting since you changed the setting back?
by jimr
Sun Dec 29, 2024 5:50 pm
Forum: Problems installing and running the program
Topic: Adventures installing on Ubuntu 24.04 Linux
Replies: 1
Views: 9632

Re: Adventures installing on Ubuntu 24.04 Linux

Glad you figured out the font color thing. I have Java 21 on an ubuntu 24.4 VM and FRP was showing up fine for me, so I was looking into trying to get Java 11 working on my. I knew I had tried it in the past, but it's been a while so I thought maybe something got messed up. Anyhow, glad you figured ...
by jimr
Sat Dec 21, 2024 10:38 am
Forum: General questions and comments
Topic: Annual Retirement Spending
Replies: 4
Views: 14215

Re: Annual Retirement Spending

There are multiple ways to handle this sort of thing. You could reduce the value of the investment before you add it to the taxable portfolio to try to get more precision around the tax handling differences between the model and reality. This is really more of an art than a science, but I'd suggest ...
by jimr
Fri Dec 20, 2024 8:22 am
Forum: General questions and comments
Topic: Cash flow inputs
Replies: 1
Views: 10598

Re: Cash flow inputs

I could be mistaken, but I believe the estimates you get from social security are given in present value dollars, not future value dollars. As long as that's the case, you can just enter them as is into the planner. So in other words, if SS says you'll get $1k a month starting in 10 years, the actua...