Search found 8 matches

by sheople2
Thu Oct 13, 2011 9:36 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

That's very nice of you Jim. I think I'll take you up on that offer once I get a chance.

Thanks again.
by sheople2
Mon Sep 26, 2011 8:52 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

Jim, If this is a yearly planner, then why is it developed to project many years into the future? I think that everyone who uses a Monte Carlo simulator wants to have at least a general idea of what their future "number" might be, so they can plan beyond the following year. Also, earlier in this pos...
by sheople2
Sun Sep 25, 2011 11:01 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

Hi again Jim, I said, "If it says for instance "portfolio value at retirement is $292K" do I have to multiply that number by 2 on my own to get the amount I really need to shoot for in order to account for 20 years into the future (since things in 20 years will ? Or is the calc saying that the numbe...
by sheople2
Sun Sep 04, 2011 8:14 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

Hi Jim, Yes, I just got it. Sorry about that. I see it now. That worked. Moving on, is it OK that I have my current SSDI income under Annual Retirement Income on the main page? Or should it be in the additional inputs section under social security? My numbers seem to vary wildly depending on where I...
by sheople2
Sat Sep 03, 2011 10:44 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

1) Still very confused. I went there. Under Cashflow Type their is no "taxable savings" (?) What other title should I use? I tried it under Misc Income (no cola). 2) Also, Is it OK that I have my SSDI income under Annual Retirement Income on the main page? Or should it be in the additional inputs se...
by sheople2
Thu Sep 01, 2011 11:20 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

Hi Jim, Thanks for your patience. You said above, "Another potential issue is that it looks like you start withdrawing from your portfolio at age 54, when you stop adding to your portfolio. From your post, that doesn't sound right. If you plan to just stop adding to your portfolio, but not take with...
by sheople2
Fri Aug 26, 2011 10:18 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Re: Accuracy of this Calc with regard to Inflation Rate?

Hi Jim, I've read your first paragraph several times and I'm sure it's clear to anyone else who reads it, but not to me. Can you explain it a simpler or different way? Are you saying that all of the final amounts I'm seeing are before-inflation amounts? Since I filled in the fields for inflation on ...
by sheople2
Thu Aug 25, 2011 10:33 pm
Forum: General questions and comments
Topic: Accuracy of this Calc with regard to Inflation Rate?
Replies: 14
Views: 16319

Accuracy of this Calc with regard to Inflation Rate?

Would anyone be willing to plug in my following numbers below and see if this calculator seems accurate? One confusing thing about this model, is that certain numbers don't seem to be advanced by the rate of inflation, but instead remain constant. How can that be if they ask you to plug in inflation...