Search found 65 matches
- Fri Feb 29, 2008 9:12 pm
- Forum: General questions and comments
- Topic: Having a problem with the additional inputs page
- Replies: 4
- Views: 10860
Re: Having a problem with the additional inputs page
Thanks Again! I did what your last message said, and it worked perfectly! My Windows XP SP2 system is peculiar only in that my monitor is 19" -- I have to decrease text size to take in a whole page. The calculation page's boxes/text seem to be fixed. These navigation notes are a great clarifier...
- Fri Feb 29, 2008 9:08 pm
- Forum: General questions and comments
- Topic: Having a problem with the additional inputs page
- Replies: 4
- Views: 10860
Having a problem with the additional inputs page
I appreciate this calculator greatly! It fills a big gap in both thinking and calculating, especially for the recognition of higher-to-lower retirement expenses, and the prevalent models that "starve" retireees to preserve a portfolio! I've had difficulty only with the Additional Inputs pa...
- Fri Feb 29, 2008 9:01 pm
- Forum: General questions and comments
- Topic: Is expected return an arithmetic mean or geometric mean?
- Replies: 1
- Views: 11857
Is expected return an arithmetic mean or geometric mean?
I wanted to confirm with you that the value that is input for the expected return in your simulator is an annual arithmetic expected return (versus the geometric or compound annual expected return). As an example, an annual return of 8% with a standard deviation of 15% would have an expected compoun...
- Fri Feb 29, 2008 9:00 pm
- Forum: General questions and comments
- Topic: How do I model sale of a house at age 80?
- Replies: 2
- Views: 10107
Re: How do I model sale of a house at age 80?
Thanks Jim – don’t know how I missed those additional savings categories!
- Fri Feb 29, 2008 8:59 pm
- Forum: General questions and comments
- Topic: How do I model sale of a house at age 80?
- Replies: 2
- Views: 10107
How do I model sale of a house at age 80?
Hi Jim! Enjoying using the planner! One question: on the detailed output page there is a column for “new investments” yet I do not see where those can be input…I am using the example of a client selling a house at say age 80 and having the money from that supplement their income for the rest of the ...
- Fri Feb 29, 2008 8:51 pm
- Forum: General questions and comments
- Topic: Question about percent of expenses funded
- Replies: 1
- Views: 9202
Question about percent of expenses funded
Hi Jim! I’m really glad I came across your Flexible Retirement Planner…I can’t wait to implement it with clients. I do however need one clarification. I am having a hard time getting my arms around the “% of expenses funded” figure and want to see if I’ve got it: The Median Total Withdrawal is the a...
- Fri Feb 29, 2008 8:48 pm
- Forum: General questions and comments
- Topic: Are there any planner inputs that don't adjust for inflation
- Replies: 1
- Views: 6596
Are there any planner inputs that don't adjust for inflation
Dear Jim, My question centers around using the additional inputs for my savings. In the FAQ, it mentions that the contributions on the summary page are assumed to adjust with inflation. Is that the same with the additional inputs? If so, is there a way to do the simulation where inflation is not tak...
- Fri Feb 29, 2008 8:42 pm
- Forum: General questions and comments
- Topic: Question on taxation of non-retirement portfolio assets
- Replies: 3
- Views: 12944
Question on taxation of non-retirement portfolio assets
It appears that you use the assumption that non-retirement assets have already been taxed, and that they are taxed annually at the investment tax rate. In a case with a portfolio with minimal turnover, neither are true. How can I model that?
- Fri Feb 29, 2008 7:44 pm
- Forum: General questions and comments
- Topic: Using the planner to decide on taking social security early
- Replies: 2
- Views: 12163
Re: Using the planner to decide on taking social security early
Thanks much for your very prompt and insightful reply. I took your advice, and varied the spending policy --tried all possible configurations. It made a huge difference, as you no doubt are well aware! :) Of particular interest was what happened when it was set to "stable": the 4% advantag...
- Fri Feb 29, 2008 7:40 pm
- Forum: General questions and comments
- Topic: Using the planner to decide on taking social security early
- Replies: 2
- Views: 12163
Using the planner to decide on taking social security early
Dear Jim-- Just wanted to thank you for your new Flexible Retirement Planner, which I think is a great tool for those of us doing some retirement planning. I've been using it to try to decide whether to take social security early (age 62) or late (age 70). I've examined this issue with deterministic...