Search found 65 matches

by frp user
Fri Feb 29, 2008 4:03 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Question on how taxes on withdrawals are handled - bug?
Replies: 9
Views: 16294

Re: Question on how taxes on withdrawals are handled - bug?

Hello again Jim, Some another question/comment about your calculator: On the main tab, "Summary View," in the table at the bottom, in the 5th column, a figure "% of Portfolio" is shown. The actual percentage figures exclude taxes. Wouldn't it be more appropriate that taxes be included since they too...
by frp user
Fri Feb 29, 2008 4:01 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Question on how taxes on withdrawals are handled - bug?
Replies: 9
Views: 16294

Re: Question on how taxes on withdrawals are handled - bug?

Jim, Wow, you are fast to respond and to fix! Thanks. Yes, the changes in ver. 1.0.2 make a big difference to me. Now I can clearly see the contribution to taxes in the withdrawal amounts, and how it changes as different accounts get tapped. Yours is the best MC calculator I've seen. I have played w...
by frp user
Fri Feb 29, 2008 3:57 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Question on how taxes on withdrawals are handled - bug?
Replies: 9
Views: 16294

Question on how taxes on withdrawals are handled - bug?

Hello Jim, I learned of your calculator on the Early Retirement Forum. I have used it for a number of trials, and am very impressed with it! But I have discovered either a bug in the program or a bug in the user. I will describe: 1. I enter the funds in my taxable and tax deferred accounts. 2. I ent...
by frp user
Fri Feb 29, 2008 3:52 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Median withdrawal increasing when portfolio value is 0
Replies: 9
Views: 15721

Re: Median withdrawal increasing when portfolio value is 0

Jim, It works great now. Thanks. You may want to update the FAQ section as well…thanks Quote from Docs... "One case where amounts are not automatically adjusted for inflation is in the “no cola” income amounts that you can enter on the “Additional Inputs” tab. The no cola income types were specifica...
by frp user
Fri Feb 29, 2008 3:51 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Median withdrawal increasing when portfolio value is 0
Replies: 9
Views: 15721

Re: Median withdrawal increasing when portfolio value is 0

Jim,

That makes more sense to me as well…but I think, there still seems to be an issue with “Taxable Percent” related calculation when it is not zero(0)…e.g. I set it to 80(%) and the inflation adjustment doesn’t seem to come through.

Peter

RetirementAction.com
by frp user
Fri Feb 29, 2008 3:48 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Median withdrawal increasing when portfolio value is 0
Replies: 9
Views: 15721

Re: Median withdrawal increasing when portfolio value is 0

Jim, Thanks for the quick fix…very impressive! I have a more subtle question (recall that I am doing some scenarios with annuities…specifically deferred annuities). I want to simulate a no-COLA deferred annuity for an individual of Age=60 today(2007)…Specifically from a $1M portfolio, I take $50K at...
by frp user
Fri Feb 29, 2008 3:47 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Median withdrawal increasing when portfolio value is 0
Replies: 9
Views: 15721

Re: Median withdrawal increasing when portfolio value is 0

Thanks…that’s great…I just want to also confirm that specified input desired ‘annual retirement spending’ is an after tax number (as per documentation)…

regards peter

RetirementAction.com
by frp user
Fri Feb 29, 2008 3:45 pm
Forum: Simulation mechanics, assumptions, and inputs
Topic: Median withdrawal increasing when portfolio value is 0
Replies: 9
Views: 15721

Median withdrawal increasing when portfolio value is 0

Hi Jim,

I’ve been playing with various scenarios and…. I am wondering what it means that when median portfolio becomes 0 (around 2035), the median withdrawals actually start increasing (rather than becoming 0 as well)? (this is from the table in the Detailed view)

Peter

RetirementAction.com
by frp user
Fri Feb 29, 2008 3:41 pm
Forum: General questions and comments
Topic: Questions about inflation and spending policy triggers
Replies: 1
Views: 3537

Questions about inflation and spending policy triggers

Hi Jim,

I just came across your planner. I must say it is the most flexible and comprehensive non-commercial tool that I encountered. Congratulations.

Are all the output $s inflation adjusted?

Are 1x and 2x starting retirement value triggers in ‘spending policies’ inflation adjusted?
by frp user
Fri Feb 29, 2008 3:37 pm
Forum: General questions and comments
Topic: Can you save the planner inputs?
Replies: 7
Views: 8845

Can you save the planner inputs?

Can you please tell me how to save my settings from a new session? The tool seems to have latched onto my initial settings from the very first time I used it.
Thanks for the help!