Search found 65 matches
- Fri Feb 29, 2008 4:03 pm
- Forum: General questions and comments
- Topic: Question on how taxes on withdrawals are handled - bug?
- Replies: 9
- Views: 43581
Re: Question on how taxes on withdrawals are handled - bug?
Hello again Jim, Some another question/comment about your calculator: On the main tab, "Summary View," in the table at the bottom, in the 5th column, a figure "% of Portfolio" is shown. The actual percentage figures exclude taxes. Wouldn't it be more appropriate that taxes be inc...
- Fri Feb 29, 2008 4:01 pm
- Forum: General questions and comments
- Topic: Question on how taxes on withdrawals are handled - bug?
- Replies: 9
- Views: 43581
Re: Question on how taxes on withdrawals are handled - bug?
Jim, Wow, you are fast to respond and to fix! Thanks. Yes, the changes in ver. 1.0.2 make a big difference to me. Now I can clearly see the contribution to taxes in the withdrawal amounts, and how it changes as different accounts get tapped. Yours is the best MC calculator I've seen. I have played w...
- Fri Feb 29, 2008 3:57 pm
- Forum: General questions and comments
- Topic: Question on how taxes on withdrawals are handled - bug?
- Replies: 9
- Views: 43581
Question on how taxes on withdrawals are handled - bug?
Hello Jim, I learned of your calculator on the Early Retirement Forum. I have used it for a number of trials, and am very impressed with it! But I have discovered either a bug in the program or a bug in the user. I will describe: 1. I enter the funds in my taxable and tax deferred accounts. 2. I ent...
- Fri Feb 29, 2008 3:52 pm
- Forum: General questions and comments
- Topic: Median withdrawal increasing when portfolio value is 0
- Replies: 9
- Views: 35081
Re: Median withdrawal increasing when portfolio value is 0
Jim, It works great now. Thanks. You may want to update the FAQ section as well…thanks Quote from Docs... "One case where amounts are not automatically adjusted for inflation is in the “no cola” income amounts that you can enter on the “Additional Inputs” tab. The no cola income types were spec...
- Fri Feb 29, 2008 3:51 pm
- Forum: General questions and comments
- Topic: Median withdrawal increasing when portfolio value is 0
- Replies: 9
- Views: 35081
Re: Median withdrawal increasing when portfolio value is 0
Jim,
That makes more sense to me as well…but I think, there still seems to be an issue with “Taxable Percent” related calculation when it is not zero(0)…e.g. I set it to 80(%) and the inflation adjustment doesn’t seem to come through.
Peter
RetirementAction.com
That makes more sense to me as well…but I think, there still seems to be an issue with “Taxable Percent” related calculation when it is not zero(0)…e.g. I set it to 80(%) and the inflation adjustment doesn’t seem to come through.
Peter
RetirementAction.com
- Fri Feb 29, 2008 3:48 pm
- Forum: General questions and comments
- Topic: Median withdrawal increasing when portfolio value is 0
- Replies: 9
- Views: 35081
Re: Median withdrawal increasing when portfolio value is 0
Jim, Thanks for the quick fix…very impressive! I have a more subtle question (recall that I am doing some scenarios with annuities…specifically deferred annuities). I want to simulate a no-COLA deferred annuity for an individual of Age=60 today(2007)…Specifically from a $1M portfolio, I take $50K at...
- Fri Feb 29, 2008 3:47 pm
- Forum: General questions and comments
- Topic: Median withdrawal increasing when portfolio value is 0
- Replies: 9
- Views: 35081
Re: Median withdrawal increasing when portfolio value is 0
Thanks…that’s great…I just want to also confirm that specified input desired ‘annual retirement spending’ is an after tax number (as per documentation)…
regards peter
RetirementAction.com
regards peter
RetirementAction.com
- Fri Feb 29, 2008 3:45 pm
- Forum: General questions and comments
- Topic: Median withdrawal increasing when portfolio value is 0
- Replies: 9
- Views: 35081
Median withdrawal increasing when portfolio value is 0
Hi Jim,
I’ve been playing with various scenarios and…. I am wondering what it means that when median portfolio becomes 0 (around 2035), the median withdrawals actually start increasing (rather than becoming 0 as well)? (this is from the table in the Detailed view)
Peter
RetirementAction.com
I’ve been playing with various scenarios and…. I am wondering what it means that when median portfolio becomes 0 (around 2035), the median withdrawals actually start increasing (rather than becoming 0 as well)? (this is from the table in the Detailed view)
Peter
RetirementAction.com
- Fri Feb 29, 2008 3:41 pm
- Forum: General questions and comments
- Topic: Questions about inflation and spending policy triggers
- Replies: 1
- Views: 7814
Questions about inflation and spending policy triggers
Hi Jim,
I just came across your planner. I must say it is the most flexible and comprehensive non-commercial tool that I encountered. Congratulations.
Are all the output $s inflation adjusted?
Are 1x and 2x starting retirement value triggers in ‘spending policies’ inflation adjusted?
I just came across your planner. I must say it is the most flexible and comprehensive non-commercial tool that I encountered. Congratulations.
Are all the output $s inflation adjusted?
Are 1x and 2x starting retirement value triggers in ‘spending policies’ inflation adjusted?
- Fri Feb 29, 2008 3:37 pm
- Forum: General questions and comments
- Topic: Can you save the planner inputs?
- Replies: 7
- Views: 15463
Can you save the planner inputs?
Can you please tell me how to save my settings from a new session? The tool seems to have latched onto my initial settings from the very first time I used it.
Thanks for the help!
Thanks for the help!