Search found 824 matches

by jimr
Mon Aug 20, 2012 4:51 pm
Forum: General questions and comments
Topic: custom button
Replies: 1
Views: 6987

Re: custom button

I'm a little confused what you mean by the 'custom button' but I'll take a guess at an answer. The additional inputs window allows you to override the main planner inputs with yearly granularity. When you specify a rate of return in additional inputs, you have to specify a start and end year, which ...
by jimr
Thu Aug 09, 2012 7:59 pm
Forum: General questions and comments
Topic: App for iPad?
Replies: 3
Views: 17255

Re: App for iPad?

Unfortunately, there isn't a plan for ipad support. The sad reality is that both Apple and Google don't support Java in their mobile operating systems. That is, of course, a big barrier to getting the app ported to mobile. It likely means nearly a complete re-write. I've read that there are some too...
by jimr
Wed Jul 18, 2012 11:47 am
Forum: General questions and comments
Topic: Standalone version
Replies: 1
Views: 8308

Re: Standalone version

For the latest version of the standalone application, just send an email to info@flexibleRetirementPlanner.com - Jim
by jimr
Mon Jun 25, 2012 6:37 pm
Forum: General questions and comments
Topic: FRP Batch version 3.0??
Replies: 1
Views: 8660

Re: FRP Batch version 3.0??

Hi,

Yes, there is a new version of the standalone version. Just send an email to info@flexibleRetirementPlanner.com and I'll send it to you.

Best,

Jim
by jimr
Fri May 04, 2012 1:15 pm
Forum: General questions and comments
Topic: Total Withdrawal vs. planned expenses
Replies: 4
Views: 11882

Re: Total Withdrawal vs. planned expenses

I'm glad it's working for you now, although it'd be nice to understand exactly what was going on. Did you re-enter everything the same as in the first run, including the nocola pension? Any additional pension income would of course reduce the amount of the withdrawal that's needed to fund expenses, ...
by jimr
Wed May 02, 2012 2:34 pm
Forum: General questions and comments
Topic: Total Withdrawal vs. planned expenses
Replies: 4
Views: 11882

Re: Total Withdrawal vs. planned expenses

Any chance you entered the $1m portfolio as 'tax-free' instead of as tax-deferred?

The tax-free portfolio is for roth IRAs and 401ks while the tax deferred input is for traditional 401ks and IRAs.

Jim
by jimr
Wed Feb 29, 2012 10:59 pm
Forum: General questions and comments
Topic: conservative vs flexible spending
Replies: 3
Views: 10374

Re: conservative vs flexible spending

ok. I see what's going on. For a base case, you probably ought to try the 'stable' spending policy. This forces withdrawal levels to the exact amount you specify. The flexible spending model tries to give you some extra money to spend each year if things are going well, and than takes some away if t...
by jimr
Wed Feb 29, 2012 4:55 pm
Forum: General questions and comments
Topic: conservative vs flexible spending
Replies: 3
Views: 10374

Re: conservative vs flexible spending

That does sound surprising, but it's tough to say what's happening without knowing all the inputs. Are there any inputs from the 'additional inputs' sheet, or are you only using the main sheet? The reason I ask is that irregular cash flows during retirement could explain part of it. There are three ...
by jimr
Wed Jan 04, 2012 9:42 pm
Forum: General questions and comments
Topic: Stand-alone Version 1.0
Replies: 1
Views: 9066

Re: Stand-alone Version 1.0

Hi Paul, I'm glad you've found the program useful. The latest version is 02.02.00, built on 07/07/2010. I ended up using the same version numbers on both the web and standalone programs to make it easier to keep things in sync. If you have a 1.0 version of the standalone program, you probably have a...
by jimr
Fri Dec 30, 2011 9:22 am
Forum: General questions and comments
Topic: Inflation with Savings
Replies: 2
Views: 9061

Re: Inflation with Savings

If I have input a $10,000 deposit into a taxable savings account for 2011, does the model assume that I will deposit $10,300 in 2012 and $10,609 in 2013…assuming a 3% inflation rate? Yes. That's exactly how it would work. If the model does include the inflation rate, is there any way to “fix” the n...