Search found 821 matches

by jimr
Mon Sep 04, 2023 8:25 am
Forum: General questions and comments
Topic: Portfolio Withdrawal Order and Sourcing
Replies: 1
Views: 65473

Re: Portfolio Withdrawal Order and Sourcing

The program's withdrawal logic has been expanded a few times over the years, but that code is pretty deep in the weeds and I'm unlikely to mess with it again this late in the program's lifecycle. I really don't want to change anything that could introduce new bugs that destabilize the core simulatio...
by jimr
Sun Sep 03, 2023 12:27 am
Forum: Problems installing and running the program
Topic: Accessing FRP website
Replies: 1
Views: 196681

Re: Accessing FRP website

Thanks for letting me know. It should be working now.
by jimr
Mon Aug 07, 2023 5:15 pm
Forum: General questions and comments
Topic: Target taxable income?
Replies: 1
Views: 63506

Re: Target taxable income?

Unfortunately the planner doesn't give you control over that. The withdrawal order that you configure in settings applies to all withdrawals throughout the plan.
by jimr
Tue Jul 25, 2023 5:22 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 167937

Re: Seeking specificity around Flexible spending policy

That makes sense. Flexible and conservative are almost the same except for what happens when things are going well in terms of portfolio growth. So it makes sense that they'd have similar prob of success. In terms of outputs, often with flexible, especially with very robust plans, you'll see a somew...
by jimr
Tue Jul 25, 2023 2:10 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 167937

Re: Seeking specificity around Flexible spending policy

That looks good. Although for the NO, YES case I'd probably just say "Get 1x COLA"
by jimr
Tue Jul 25, 2023 1:29 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 167937

Re: Seeking specificity around Flexible spending policy

It looks like the image didn't post correctly, but that's likely something to do with the phpbb software than anything you did.

It might be easier to move this to email if you need to send images. You can email using info@flexibleretirementplanner.com

Jim
by jimr
Wed Jul 19, 2023 12:40 pm
Forum: General questions and comments
Topic: Qs on Taxes and Expenses
Replies: 2
Views: 70047

Re: Qs on Taxes and Expenses

1. Is the amount of Taxes on the Taxable Portfolio set by the "Investment Tax Rate" OR "Income Tax Rate"? Investment tax rate 2. This above rate is applied to the Taxable Portfolio amount each year, correct? The rate is applied to all gains on the taxable portfolio each year. Th...
by jimr
Wed Jul 12, 2023 7:38 pm
Forum: General questions and comments
Topic: Roth Conv taxes
Replies: 7
Views: 113634

Re: Roth Conv taxes

Yes. That'll do it.
by jimr
Wed Jul 12, 2023 6:50 pm
Forum: General questions and comments
Topic: Roth Conv taxes
Replies: 7
Views: 113634

Re: Roth Conv taxes

Yeah, that screenshot shows a way to manually simulate a Roth conversion by using three separate transactions. I'm guessing the comment about using an other expenses cash flow for taxes was also referring to the manual method as well. It still works fine to do it that way, but now that there's a spe...