Flexible Retirement Planner Support Forum

When you set the investing style to custom, the "Return - Average" and "Return - Std Dev" input fields below become active and can be edited directly based on the expected return and standard deviation of your portfolio.

Bumping for 04-04-02 maintenance release 01/12/2024 04.04.02 Release Notes - Added validation check for retirement age less than current age. - Fixed total_taxes_paid calculation in extended detailed view if early withdrawal penalty. - Fixed typo in run scenario button mouseover text. - Updated jre ...

It sounds like you've got a pretty good handle on things. Keeping std dev at 0 does greatly simplify the challenge. I'm not sure this is how I'd do it myself, but that's largely because my own plan uses the monte carlo and flexible spending features. For my use case what you're trying to do would be...

My sense is that this would be tricky to do correctly and I've never heard of anyone trying to use the planner this way. That said, over the years the planner has had lots of users trying lots of different things and I don't always hear about every use case. There's probably a way to adjust the inpu...

Hello, People have different ideas about how best to track their progress over time. I'm not in a position to give personalized financial planning advice, but I can tell you what I do myself. Of course, nothing I say should be taken as financial planning advice. You'll need to do your own due dilige...

Ok. Now I think I've got it. I can't promise anything, but it would be a simple change. I made a note to look at it for the next release which should be coming in the next couple of months (it will have just one or two very minor updates).

Jim

Hi Nick,

I'm not quite getting what you're trying to do here. Are you keeping the current age input (on the main page) fixed at the age when you retired (eg 61)?

Jim

For what you'd like to do, it may be possible for you to get some insights using this tool, but it's tough to say. What you're trying to do is definitely not part of what the tool was designed to handle so it may make sense to look for other options. If you decide to tinker some, this would definite...

FRP's tax model is intentionally oversimplified and its goal is to just roughly estimate the impact of taxes on your plan. The tax rates it uses are intended to be average tax rates that are typically calculated by dividing total taxes paid by gross income from taxable sources The planner does allow...

If you set a value for inflation on the main page, it will apply to all years of your plan. So there isn't a need to enter it in additional inputs, unless you want the rate to be different in some years. You can verify that the inputs are what you expect in the detailed view table after you click ru...