Search found 824 matches

by jimr
Tue Sep 26, 2023 7:35 am
Forum: General questions and comments
Topic: how do I add a non-investment account?
Replies: 2
Views: 111992

Re: how do I add a non-investment account?

The planner isn't set up to track individual investment accounts or asset classes. The investment style (or custom avg return/std dev) should be configured so to represent the expected risk/return of your overall blended portfolio, including any cash you hold in your portfolio. I haven't researched ...
by jimr
Tue Sep 19, 2023 6:13 pm
Forum: General questions and comments
Topic: Latest S/W
Replies: 1
Views: 78287

Re: Latest S/W

That's the latest version. You can check the latest version by going to this page: https://www.flexibleretirementplanner.com/wp/download/ While on that page, hover over either of the download buttons. Your browser status bar (usually on the lower left of the window) will show the file path of the do...
by jimr
Fri Sep 15, 2023 11:18 pm
Forum: General questions and comments
Topic: Return - Average: Is it inflation adjusted
Replies: 1
Views: 91848

Re: Return - Average: Is it inflation adjusted

The return input is nominal. So in your example, it's a 2% inflation adjusted return.
by jimr
Mon Sep 04, 2023 8:25 am
Forum: General questions and comments
Topic: Portfolio Withdrawal Order and Sourcing
Replies: 1
Views: 66835

Re: Portfolio Withdrawal Order and Sourcing

The program's withdrawal logic has been expanded a few times over the years, but that code is pretty deep in the weeds and I'm unlikely to mess with it again this late in the program's lifecycle. I really don't want to change anything that could introduce new bugs that destabilize the core simulatio...
by jimr
Sun Sep 03, 2023 12:27 am
Forum: Problems installing and running the program
Topic: Accessing FRP website
Replies: 3
Views: 198081

Re: Accessing FRP website

Thanks for letting me know. It should be working now.
by jimr
Mon Aug 07, 2023 5:15 pm
Forum: General questions and comments
Topic: Target taxable income?
Replies: 1
Views: 64823

Re: Target taxable income?

Unfortunately the planner doesn't give you control over that. The withdrawal order that you configure in settings applies to all withdrawals throughout the plan.
by jimr
Tue Jul 25, 2023 5:22 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 171431

Re: Seeking specificity around Flexible spending policy

That makes sense. Flexible and conservative are almost the same except for what happens when things are going well in terms of portfolio growth. So it makes sense that they'd have similar prob of success. In terms of outputs, often with flexible, especially with very robust plans, you'll see a somew...
by jimr
Tue Jul 25, 2023 2:10 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 171431

Re: Seeking specificity around Flexible spending policy

That looks good. Although for the NO, YES case I'd probably just say "Get 1x COLA"
by jimr
Tue Jul 25, 2023 1:29 pm
Forum: General questions and comments
Topic: Seeking specificity around Flexible spending policy
Replies: 13
Views: 171431

Re: Seeking specificity around Flexible spending policy

It looks like the image didn't post correctly, but that's likely something to do with the phpbb software than anything you did.

It might be easier to move this to email if you need to send images. You can email using info@flexibleretirementplanner.com

Jim