### Current dollar portfolio and current dollar expenses

Posted:

**Tue Feb 02, 2016 1:17 pm**Hello Jim,

A very nice piece of software! Thanks for the great work.

I see that in all years the the portfolio value is discounted to current dollars using the assumed inflation rate. And I see that future expenses are also expressed in (unchanging) current dollars. I understand that this expressses portfolio values and expenses in current dollars.

My question is why not express both the portfolio value and expenses in nominal dollars, with expenses rising with inflation? Wouldn't this make it easier for users to see the impact of inflation? This could at least be a checkbox option. It might make it easier for many to understand the analysis.

With inflation adjusted tax brackets, it would seem that both approaches (real versus nominal) would produce the same ending portfolio in real terms.

Bill

A very nice piece of software! Thanks for the great work.

I see that in all years the the portfolio value is discounted to current dollars using the assumed inflation rate. And I see that future expenses are also expressed in (unchanging) current dollars. I understand that this expressses portfolio values and expenses in current dollars.

My question is why not express both the portfolio value and expenses in nominal dollars, with expenses rising with inflation? Wouldn't this make it easier for users to see the impact of inflation? This could at least be a checkbox option. It might make it easier for many to understand the analysis.

With inflation adjusted tax brackets, it would seem that both approaches (real versus nominal) would produce the same ending portfolio in real terms.

Bill