The planner offers plenty of flexibility and can handle many complicated real-world scenarios, but sometimes it can be tough to figure out how to do it. Check out this forum for discussion of how to model things like selling a house, long-term care expenses, and much more.
2 posts • Page 1 of 1
Let's say I have 60% of my portfolio in stocks (maybe VTSAX) and 40% in bonds (VBTLX). Is there a way to model selling only the bonds when the stock market has a major decline? Then rebalance when the market recovers?
I can't think of a simple way to do this. The simulation engine doesn't know about/understand asset allocation. It just takes a return and standard deviation as inputs. Also, there's no way to dynamically adjust the return/std deviation based on a market crash.
Users browsing this forum: No registered users and 8 guests