Changing investing style midway into retirement

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Mahesh
Posts: 4
Joined: Tue Dec 22, 2015 12:31 am

Changing investing style midway into retirement

Post by Mahesh »

Folks:
How are you handling change in investing style as you are 10 years into retirement? While I agree with the idea of sticking with a fair amount of your portfolio in equities even in retirement I would like to change my Investing Style from Moderate to Below Average somewhere around age 75 or 77. There does not seem to be a way to do so, at least I have not found it. Does it not matter? Has anyone else tried doing it?

Thank you!

Mahesh
jimr
Posts: 821
Joined: Thu Feb 28, 2008 6:48 pm

Re: Changing investing style midway into retirement

Post by jimr »

You can do this in the additional inputs window.

The top table of this window lets you enter different rates for different spans of years. So for example you can specify one return/std deviation for the first 10 years of your plan, then specify another for the second ten years, and yet another for the last ten.

Here's a link to a doc page that shows how this works:
http://www.flexibleretirementplanner.co ... al-inputs/

As you're experimenting with these additional inputs, it's important to review the year-by-year detailed output tab to make sure the planner is doing what you think it's doing throughout the plan.
Mahesh
Posts: 4
Joined: Tue Dec 22, 2015 12:31 am

Re: Changing investing style midway into retirement

Post by Mahesh »

Thank you Jim!!
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