Where do I put cash savings?

[chodthewacko]

Hello,
I absolutely love this tool and have donated towards it.

One thing I am wondering though - where do I enter savings account money?
i.e. money that isn't growing at the "investing style" rate, but money that should still increase the "chance of success"?

And yes, I should in theory be investing all retirement money, but that's not such an easy sell to the SO.

- Frank

[jimr]

The best way to handle that is to include the cash in your overall portfolio, but then reduce the portfolio return/std deviation appropriately to account for the impact of the cash diluting the portfolio's risk.