Copyright Policy

PLEASE READ THIS COPYRIGHT NOTICE AND POLICY CAREFULLY BEFORE USING THIS SITE, AS USE OF THIS SITE INDICATES YOUR ACCEPTANCE.

If you do not agree completely and without hesitation or limitation with this Copyright Notice and Policy for Random Walk Ventures, LLC, and the FlexibleRetirementPlanner.com Website, then you must terminate your use of this web site immediately.

Effective date: December 30, 2013.

COPYRIGHT NOTICE AND POLICY

1. INTRODUCTION

Random Walk Ventures, LLC, (“Random Walk Ventures,” “we,” “us”) believes in respecting and protecting the rights of intellectual property owners. This is not only a question of ethics, but also of law. Advances in electronic communication and technology, such as the Internet, have had a dramatic impact on the way Random Walk Ventures conducts business, and have greatly facilitated your access to a wide range of information and media. As a result, the risk of copyright infringement, either intentional or accidental, is of increasing concern.

The goal of this policy is to inform visitors to the Random Walk Ventures on rules and procedures relating to copyright law compliance. Reproducing copyrighted materials is governed by the Copyright Act of 1976 (17 U.S.C. § 107), subsequent legislation, and interpretive case law. Additionally, the Digital Millennium Copyright Act of 1998 (“DMCA”) provides recourse for owners of copyrighted materials who believe their rights have been infringed on the Internet.

Copyrighted works include, but are not limited to: text (e.g. articles), images (e.g. photographs), graphics (e.g. logos), sound recordings (e.g. MP3s), video recordings (e.g. movies), or software programs. The following materials are not considered copyrighted materials: ideas, facts, processes, methods, systems, government works, and works in the public domain.

Random Walk Ventures does not condone the unauthorized reproduction of copyrighted materials, in any format. Unauthorized reproduction includes copying done beyond that which is permitted under the Copyright Act, if it is done without permission and/or payment of royalties.

Compliance with the Copyright Act and DMCA is the individual responsibility of every visitor to the Random Walk Ventures’ Website.

This Copyright Notice and Policy also incorporates Random Walk Ventures’ Terms of Use, and the Random Walk Ventures’ Privacy Policy. Please refer to Random Walk Ventures’ Terms of Use and the Privacy Policy, each of which is incorporated herein by reference. 

2. ALL INFORMATION UNDER COPYRIGHT

The Random Walk Ventures’ FlexibleRetirementPlanner.com Website (“Website”) was designed and created by Random Walk Ventures, LLC, for Random Walk Ventures. All information, documents, graphics, logos, etc. contained in the Random Walk Ventures are the possession of Random Walk Ventures, unless otherwise noted. Generally, Random Walk Ventures authorizes you to view, store, print, reproduce, and distribute any pages within these Websites as detailed within this Random Walk Ventures Copyright Notice and Policy provided that(a) no pages are modified (b) this page is included with distribution and (c) no pages are used for commercial use, as specified or restricted in greater detail herein.

The Random Walk Ventures website may contain or provide information, graphics, images, photographs, icons, designs, recommendations, tips, text, data, video, audio, music, services, software technology, and other materials (the “Content”).  Random Walk Ventures may update or remove content without notice. Random Walk Ventures may also make improvements and/or changes to the images, content, services and/or the programs in this Website at any time without notice.

Copyrighted materials in the United States are not required by law to be registered and may not be required to contain the copyright symbol (©). Therefore, a copyrighted work may not be immediately recognizable. You explicitly agree that all material is copyrighted until proved otherwise.

3. ALL RIGHTS RESERVED

The owners, webmasters, and authors of www.FlexibleRetirementPlanner.com reserve the right to make changes to its Website, its content and/or services offered through the Website at any time and without notice. Further, all rights conferred under law, whether or not mentioned herein, are reserved.

Random Walk Ventures reserves the right to monitor visitor and/or user access to its systems and the content stored therein. Random Walk Ventures also reserves the right to remove, delete, modify, or otherwise disable access to any materials found to be infringing on copyright. Random Walk Ventures may also at its sole discretion limit access to the Website and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

4. PERMISSION

All design, layout, graphics, animations, audio, video and text © Random Walk Ventures, , LLC, 2013.  Your use of the Website does not grant to you any ownership or interest in any content, code, data or materials you may access on or through the Random Walk Ventures or any intellectual property rights subsisting any content, code, data or materials you may access on or through the Website.

No portion of this Website or any of the contents may be reproduced without written permission. You may, however, link to the Random Walk Ventures without permission.  Please link to www.FlexibleRetirementPlanner.com. 

You may not link to any of the graphics on this site without permission.  If you make other use of the Website, or the Products, content, code, data or materials on the Website or available through the Website, except as otherwise provided above, you will violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use.

All rights reserved. The contents of the Random Walk Ventures’ Website are protected by copyright under international conventions; apart from the permission stated, the reproduction or retransmission of the contents of this site is prohibited without the prior written consent of Random Walk Ventures. That also means that Random Walk Ventures’ Website content may NOT be uploaded to community sites or forums and may NOT be published in any form whatsoever.  If you make other use of this Website, or the Products, content, code, data or materials on the Website or available through the Website, except as otherwise provided above, you will violate copyright and other laws, including other applicable state or federal laws and may be subject to liability for such unauthorized use.

5. ARTWORK AND DESIGN CANNOT BE REPRODUCED

The unique combination of text, images, colors, fonts, typography, layout (“the design”), videos and code that make up this website is copyright Random Walk Ventures, LLC, and may not be reproduced.

Images and videos used within Website articles and tutorials cannot be reproduced outside this website without first seeking Random Walk Ventures’ permission.

6. OTHER REPRODUCTION

Other reproduction of Random Walk Ventures’ Website content or graphics is a copyright violation and a crime under United States law and in most International countries. If Random Walk Ventures discovers a copyright infringement, all search engines will be notified of the violation of the Digital Millennium Copyright Act. If necessary, Random Walk Ventures will also contact the non-Random Walk Ventures web host, as well as seek legal remedy.

7. THIRD-PARTY SOURCE INFORMATION

Random Walk Ventures may not only publish proprietary information, but may publish information from third-party sources on a potentially routine basis. Every article or piece of information published from a third-party means that Random Walk Ventures obtained permission to publish. Whenever this information is published within the Website, a reference to the original copyright owner is made. If no reference is made, then either Random Walk Ventures created original material or the information is in the public domain. You may NOT republish any third-party information published on the Website; you must seek your own permission to do so. Any republication of third-party information for which Random Walk Ventures obtained permission is also considered a copyright violation.

Random Walk Ventures may receive and hold copyrights transferred to it by assignment, bequest, or otherwise.

Except where otherwise noted, third-party content on this site is licensed under a Creative Commons Attribution 3.0 License.

8. USER SUBMISSION TO PUBLIC FORUMS

Random Walk Ventures is not responsible for any material submitted to the public areas by you (which include blogs, forums, or any other public area found on the Website). Any material (whether submitted by you or any other user) is not endorsed, reviewed or approved by Random Walk Ventures.

You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. It is Random Walk Ventures’ policy to remove or disable access to infringing material, to notify the relevant posting user that it has removed or disabled access to the material, and to terminate privileges of use to any visitor or user of the Website who infringes any copyright.

Visitors to, and Users of, the Website agree to grant a non-exclusive, irrevocable, royalty-free license to the rest of the world for their submissions to Random Walk Ventures under the Creative Commons Attribution 3.0 License.

9. WEBSITE CONTENTS

The contents of the Website are intended for the use of its Visitors and Users (as defined within the Terms of Use). All materials published on the Random Walk Ventures (including, but not limited to, feature articles, photographs, images, illustrations, audio clips and video clips, also known as “Content”) are protected by copyright, and owned or controlled by Random Walk Ventures, or the party credited as the provider of the content, software or other materials. All site visitors shall abide by all additional copyright notices, information or restrictions contained in any Content accessed through the Website.

The Website is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions and other copyright laws. No User may modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display or in any way exploit any of the Content, software, materials or service in whole or in part.

A Visitor or User may download or copy the Content and other downloadable items displayed on this Website for the sole use of evaluating the request and/or responding to a request only, provided that you maintain all copyright and other notices contained in such Content. Neither Visitors nor Users shall not store any significant portion of any Content owned by or licensed to Random Walk Ventures in any form. Copying or storing any Content for other than the specific use herein identified is expressly prohibited without the prior written permission from Random Walk Ventures or the copyright holder identified in the individual Content’s copyright notice.

If you are an owner of intellectual property who believes their intellectual property has been improperly posted or distributed via this web site, please email us or write: Random Walk Ventures, LLC, as provided in the Notice section, below.

10. SOURCE CODE; REDISTRIBUTION

Random Walk Ventures MUST be notified via email regarding any reproduction or usage of the content, template, source code, or statistics available on the Website and/or its reports.  Permission to redistribute and use in source and binary forms, with or without modification, will only be permitted according to the Software License Agreement, and even then only when the following conditions are met:
• Redistributions of source code must retain the original copyright notice, this list of conditions and the following disclaimer;
• Redistributions in binary form must reproduce the above copyright notice, this list of conditions and the following disclaimer in the documentation and/or other materials provided with the distribution;
• Neither the name of the Random Walk Ventures nor the names of its contributors may be used to endorse or promote products derived from this software without specific prior written permission.

ANY SOFTWARE OR TEMPLATE IS PROVIDED BY RANDOM WALK VENTURES ”AS IS” AND ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. IN NO EVENT SHALL RANDOM WALK VENTURES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF ANY SOFTWARE OR TEMPLATE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

The right to use and modify any code contained herein does not apply to the code used to design this Website. The design of this Website is copyrighted and is the sole property of Random Walk Ventures, LLC.

Any rights not expressly granted herein are reserved by Random Walk Ventures. No portion of the data on this Website and any reports may be resold, either by itself or as part of larger work, without the express written permission of Random Walk Ventures, LLC.

11. TRADEMARKS

Random Walk Ventures’ users, visitors or affiliates shall not and are not authorized to (i) use the Random Walk Ventures trademark, name or any of our other intellectual in a domain or website name, or (ii) use any trademark, name or any of our other intellectual in a domain or website name for which the users, visitors or affiliate lacks permission from the proper trademark registrant, in any bids for keywords or Google Adwords (or similar programs at other search engines), in any search engine advertising (paid or otherwise), in any metatags, key words, advertising, or search terms.

12. NOTICE AND PROCEDURE FOR COPYRIGHT INFRINGEMENT CLAIMS

Visitors to and users of the Website are encouraged and expected to report all instances of actual or suspected copyright infringement to the Random Walk Ventures copyright agent named below. Visitors and users who violate this policy may be subject to legal action as well.

In compliance with the Digital Millennium Copyright Act (DMCA), Random Walk Ventures will respond to all appropriate notices of copyright infringement. Random Walk Ventures may, under appropriate circumstances, remove and/or disable access to material claimed to be infringing upon the intellectual property rights of others.

Pursuant to Title 17, United States Code, Section 512(c)(2), all notifications of claimed copyright infringement on the Random Walk Ventures, LLC (“Random Walk Ventures”) system or Web sites should be sent ONLY to the Random Walk Ventures Designated Agent.

NOTE: The Following Information is provided solely for notifying Random Walk Ventures that your copyrighted material may have been infringed.

RANDOM WALK VENTURES CAUTIONS YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER’S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

DO NOT SEND ANY INQUIRIES UNRELATED TO COPYRIGHT INFRINGEMENT (E.G., REQUESTS FOR TECHNICAL ASSISTANCE OR CUSTOMER SERVICE, REPORTS OF E-MAIL ABUSE, ETC.) TO THE CONTACT LISTED BELOW. YOU WILL NOT RECEIVE A RESPONSE IF SENT TO THAT CONTACT.

Please use the following process to notify Random Walk Ventures, LLC, of any copyright issues. Under Title 17, United States Code, Section 512(c)(3)(A), the Notification of Claimed Infringement must include ALL of the following. Claims of copyright infringement must include all of the following in order to be effective:
a. A physical or verifiable electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
b. Identification of the copyrighted work or other intellectual property interest claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single claim, a representative list of such works at that online site;
c. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Random Walk Ventures to locate the material;
d. Information reasonably sufficient to permit Random Walk Ventures to contact you, such as an address, telephone number and, if available, an electronic mail address where you may be contacted;
e. A statement by you, made under penalty of perjury, that you have “a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law;”
f. A statement by you that the information in the notice is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Upon receipt of notification of a claimed infringement, Random Walk Ventures will respond expeditiously to remove, or disable access to, the material that is claimed to be infringing or to be the subject of infringing activity, regardless of whether the material or activity is ultimately determined to be infringing; if selective action is not possible, Random Walk Ventures will terminate the alleged infringer’s access

All claims of copyright infringement should be in writing and should be directed to the Random Walk Ventures, LLC, Designated Agent as recorded by the State of New Hampshire Secretary of Commerce Website

IMPORTANT NOTE: IN THE EVENT YOU SEND RANDOM WALK VENTURES A NOTICE OF ANY KIND VIA EMAIL AND DO NOT RECEIVE A RESPONSE FROM RANDOM WALK VENTURES, PLEASE SUBMIT A DUPLICATE COPY VIA PAPER. DUE TO THE VAGARIES OF THE INTERNET, AND EMAIL COMMUNICATION IN PARTICULAR, INCLUDING WITHOUT LIMITATION THE BURDENS OF SPAM AND THE OCCASIONAL, UNINTENDED EFFECTS OF SPAM FILTERS, SENDING AN ALTERNATE FORM OF NOTICE (VIA PAPER), WILL HELP ASSURE THAT YOUR NOTICE WILL BE RECEIVED BY RANDOM WALK VENTURES AND ACTED ON IN A TIMELY MANNER.

Please note that, due to security concerns, attachments cannot and will not be accepted. Accordingly, any notification of infringement submitted electronically with an attachment will not be received or processed.

Random Walk Ventures will also take reasonable steps to promptly notify the alleged infringer in writing of the claim against him or her, and that it has removed or disabled access to the material (see Sections 512(c)(1)(C) and (g) of the DMCA). 

Upon receipt of notice from Random Walk Ventures that a claim of infringement has been made and/or that the material has been removed or that access to it has been disabled, the Subscriber may provide a Counter Notification.

To be effective, a Counter Notification must meet ALL of the following requirements:
1. It must be a written communication;
2. It must be sent to the Service Provider’s Designated Agent;
3. It must include the following:
a. A physical or electronic signature of the Subscriber;
b. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
c. A statement, under penalty of perjury, that the Subscriber has a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;
d. The Subscriber’s name, address, and telephone number, and a statement that the Subscriber consents to the jurisdiction of Federal District Court for the judicial district in which the Subscriber’s address is located, or if the Subscriber’s address is outside of the United States, for any judicial district in which the Service Provider may be found, and that the Subscriber will accept service of process from the person who provided notification or an agent of such person.

Upon receipt of a Counter Notification from the Subscriber containing the information as outlined above, Random Walk Ventures will:
• Promptly provide the Complaining Party with a copy of the Counter Notification
• Inform the Complaining Party that it will replace the removed material or cease disabling access to it within ten (10) business days following receipt of the Counter Notice;
• Replace the removed material or cease disabling access to the material in not less than ten (10), nor more than fourteen (14), business days following receipt of the Counter Notice, provided Service Provider’s Designated Agent has not received notice from the Complaining Party that an action has been filed seeking a court order to restrain Subscriber from engaging in infringing activity relating to the material on Service Provider’s network or system.

CAUTION: Pursuant to Title 17, Section 512(f) of the United States Code, any person who knowingly materially misrepresents that material or activity is infringing, or that material or activity was removed or disabled by mistake or misidentification, shall be liable for any damages, including costs and attorneys’ fees, incurred by the alleged infringer, by any copyright owner or copyright owner’s authorized licensee, or by a service provider, who is injured by such misrepresentation, as the result of the service provider relying upon such misrepresentation in removing or disabling access to the material or activity claimed to be infringing, or in replacing the removed material or ceasing to disable access to it.

13. INDEMNIFICATION

By accessing or similarly using the Website, visitors to and users of the Random Walk Ventures website will indemnify and hold Random Walk Ventures harmless for any breach of this policy or copyright law.

Random Walk Ventures makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the Website, the information contained on the Website, your or your company’s personal information or material and information transmitted over the Random Walk Ventures system.

14. ACCEPTANCE OF THESE TERMS

This Random Walk Ventures Copyright Notice and Policy, as posted on the FlexibleRetirementPlanner.com Website, is the sole statement of the Random Walk Ventures Copyright Notice and Policy with respect to the Website. No summary, modification, restatement or other version thereof, or other statement or policy, in any form, is valid unless Random Walk Ventures posts a new or revised policy to the Website. By using the Website, you explicitly acknowledge that you have read this Copyright Notice and Policy, the Terms of Use, the Software License Agreement, and the Privacy Policy, and agree to be bound by them. Some documents on the Website are only accessible by verifying your assent to be bound by the Terms of Use; bypassing any of these screens by any means, including but not limited to use of links saved in your “Favorites” list or via cache, explicitly conveys your acknowledgement and assent to be bound by these use-governing documents/policies.